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Administrative Plan 7/1/2025 Page 6-57 <br />The family’s hardship relief ends when the circumstances that made the family eligible for the <br />relief are no longer applicable or after 90 days, whichever is earlier. However, the PHA may, at <br />its discretion, extend the relief for one or more additional 90-day periods while the family’s <br />hardship condition continues. PHAs are not limited to a maximum number of 90-day extensions. <br />PHAs must establish written policies regarding the types of circumstances that will allow a <br />family to qualify for a financial hardship and when such deductions may be eligible for <br />additional 90-day extensions. PHAs must develop policies requiring families to report if the <br />circumstances that made the family eligible for the hardship exemption are no longer applicable. <br />SAHA Policy <br />The family may request an extension either orally or in writing prior to the end of the <br />hardship exemption period. SAHA will extend relief for an additional 90-days if the <br />family demonstrates to SAHA’s satisfaction that the family continues to qualify for the <br />hardship exemption based on circumstances described above. SAHA will require updated <br />verification based on the family’s current circumstances. Additional extension(s) may be <br />granted on a case-by-case basis provided the family continues to request extensions prior <br />to the end of each hardship exemption period. Families must report if the circumstances <br />that made the family eligible for the hardship exemption are no longer applicable. At any <br />time, SAHA may terminate the hardship exemption if SAHA determines that the family <br />no longer qualifies for the exemption. <br />Childcare Expense Hardship Exemption [24 CFR 5.611(d) and Notice PIH 2023-27] <br />A family whose eligibility for the childcare expense deduction is ending may request a financial <br />hardship exemption to continue receiving the deduction. If the family demonstrates to the PHA’s <br />satisfaction that the family is unable to pay their rent because of the loss of the childcare expense <br />deduction, and that the childcare expense is still necessary even though the family member is not <br />working, looking for work, or seeking to further their education, the PHA must recalculate the <br />family’s adjusted income and continue the childcare deduction. <br />The PHA must develop a policy to define what constitutes a hardship, which includes the <br />family’s inability to pay rent. The PHA must obtain third-party verification of the hardship or <br />must document in the file the reason third-party verification was not available. PHAs must <br />attempt to obtain third-party verification prior to the end of the 90-day hardship exemption <br />period. <br />EXHIBIT 1