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6. INSURANCE
<br /> Consultant shall procure and maintain for the duration of the agreement and shall require
<br /> any subcontractors to obtain and maintain he following insurance coverages:
<br /> MINIMUM SCOPE OF INSURANCE
<br /> Consultant shall maintain limits of insurance coverage in the following minimum amounts
<br /> and shall be at least as broad as:
<br /> 1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01
<br /> covering CGL on an "occurrence" basis, including products and completed operations,
<br /> property damage, bodily injury and personal & advertising injury with limits no less than
<br /> $2,000,000 per occurrence and $4,000,000 aggregate.
<br /> 2. Automobile Liability (AL): Insurance Services Office Form Number CA 00 01
<br /> covering any auto (Code 1), with combined single limit no less than $1,000,000. In the
<br /> event the Consultant does not maintain commercial automobile liability insurance, City
<br /> will accept evidence of personal automobile insurance with existing limits, which can be
<br /> lower than$1,000,000.
<br /> 3. Workers' Compensation (WIC): as required by the State of California, with Statutory
<br /> Limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per
<br /> accident, per employee, per policy for bodily injury or disease. This requirement can be
<br /> waived if Consultant has no employees.
<br /> If the Consultant maintains broader coverage and/or higher limits than the minimums shown
<br /> above, the City requires and shall be entitled to the broader coverage and/or higher limits
<br /> maintained by the Consultant. Any available insurance proceeds in excess of the specified
<br /> minimum limits of insurance and coverage shall be available to the City.
<br /> Other Insurance Provisions
<br /> The insurance policies are to contain, or be endorsed to contain, the following provisions:
<br /> 1. CGL and AL policies shall name as additional insureds: City of Santa Ana, its City
<br /> Council, its officers, officials, employees, agents, and volunteers, with respect to
<br /> liability arising out of work or operations perfonned by or on behalf of the Consultant
<br /> including materials,parts, equipment, and personnel furnished in connection with such
<br /> work or operations.
<br /> 2. All required insurance policies: Insurance company(ies) agrees to waive all rights of
<br /> subrogation against City of Santa Ana, its City Council, its officers, officials,
<br /> employees, agents, and volunteers for losses paid under the terms of any policy which
<br /> arise from work performed by Consultant for City.
<br /> 3. All required insurance policies: For any claims related to this Agreement, Consultant's
<br /> insurance coverage shall be primary and any insurance maintained by City of Santa
<br /> Ana, its City Council, its officers, officials, employees, agents, or volunteers shall not
<br /> contribute with it.
<br /> 4. All required insurance policies: A severability of interest provision must apply for all
<br /> the additional insureds, ensuring that Consultant's insurance shall apply separately to
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