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2. All required insurance policies: Insurance company(ies) agrees to waive all rights of subrogation <br />against City, its City Council, its officers, officials, employees, agents, and volunteers for losses paid <br />under the terms of any policy which arise from work performed by Contractor for City. <br />3. All required insurance policies: For any claims related to this contract, Contractor’s insurance <br />coverage shall be primary and any insurance maintained by City, its City Council, its officers, officials, <br />employees, agents, or volunteers shall not contribute with it. <br />4. All required insurance policies: A severability of interest provision must apply for all the additional <br />insureds, ensuring that Contractor’s insurance shall apply separately to each insured against whom a <br />claim is made or suit is brought, except with respect to the insurer’s limits of liability. <br />5. Each insurance policy required herein shall provide that coverage shall not be canceled, suspended, <br />voided, reduced in coverage or in limits, non-renewed by the carrier, or materially changed except <br />after thirty (30) days prior written notice has been given to City. Ten (10) days prior written notice <br />shall be provided to City for policy cancellation or non-renewal due to non-payment. <br />6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, Attention: <br />(Name of Department Staff Responsible for Agreement), Address of Department Responsible for <br />Agreement, M-XX, Santa Ana, CA 92701. The name and location of the event should be included in <br />the Description of Operations section of each certificate. <br /> <br />Self-Insured Retentions <br />Self-insured retentions must be declared to and approved by the City. City may require Contractor to <br />purchase coverage with a lower retention or provide proof of ability to pay losses and related investigations, <br />claim administration, and defense expenses within the retention. <br /> <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the state of California with a current <br />A.M. Best rating of no less than A:VII, unless otherwise acceptable to City. <br /> <br />Verification of Coverage <br />Contractor shall furnish City with original Certificates of Insurance including all required amendatory <br />endorsements (or copies of the applicable policy language effecting coverage required by this clause) and a <br />copy of the Declarations and Endorsement Page of the CGL policy listing all policy endorsements to Entity <br />before work begins. However, failure to obtain the required documents prior to the work beginning shall not <br />waive Contractor’s obligation to provide them. City reserves the right to require complete, certified copies of <br />all required insurance policies, including endorsements required by these specifications, at any time. <br /> <br />Claims Made Policies <br />If any of the required policies provide coverage on a claims-made basis: <br />1. The retroactive date must be shown and must be before the date of the contract or the beginning of work. <br />2. Insurance must be maintained and evidence of insurance must be provided for at least three (3) years after <br />completion of work. <br />3. If coverage is canceled or non-renewed, and not replaced with another claims-made policy form with a <br />retroactive date prior to the contract effective date, Company must purchase “extended reporting” coverage <br />for a minimum of three (3) years after completion of work. <br /> <br />Subcontractors <br />Contractor shall require and verify that all sub-contractors maintain insurance meeting all the <br />requirements stated herein, and Contractor shall ensure that City is an additional insured on <br />insurance required from sub-contractors. <br /> <br />Special Risks or Circumstances <br />City reserves the right to modify these requirements, including limits, based on the nature of the risk, prior <br />experience, insurer, coverage, or other special circumstances. <br /> <br />7. INDEMNIFICATION <br /> <br />EXHIBIT 1