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Contractor shall procure and maintain for the duration of the agreement, the following insurance
<br />coverages:
<br />MINIMUM SCOPE AND LIMIT OF INSURANCE
<br />Contractor shall maintain limits of insurance coverage in the following minimum amounts and shall be
<br />at least as broad as:
<br />• Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering
<br />CGL on an "occurrence" basis, including products and completed operations, property damage,
<br />bodily injury and personal & advertising injury with limits no less than $1,000,000 per
<br />occurrence and $2,000,000 aggregate.
<br />• Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1 (any
<br />auto), with combined single limits of $1,000,000. In the event Contractor does not maintain
<br />commercial automobile liability insurance, City will accept evidence of personal automobile
<br />insurance with existing limits, which can be lower than $1,000,000.
<br />• Workers' Compensation (WC): as required by the State of California, with statutory limits, and
<br />EmpIoyer's Liability Insurance with limit of no less than $1,000,000 per accident, per employee,
<br />per policy for bodily injury or disease. This requirement can be waived if Contractor has no
<br />employees.
<br />If Contractor maintains broader coverage and/or higher limits than the minimums shown above, City
<br />requires and shall be entitled to the broader coverage and/or the higher limits maintained by Contractor.
<br />Any available insurance proceeds in excess of the specified minimum limits of insurance and coverage
<br />shall be available to City.
<br />Other Insurance Provisions
<br />The insurance policies are to contain, or be endorsed to contain, the following provisions:
<br />I . CGL and AL policies: City of Santa Ana, its City Council, its officers, officials, employees,
<br />agents, and volunteers are to be covered as additional insureds with respect to liability arising
<br />out of work or operations performed by or on behalf of the Contractor including materials,
<br />parts, equipment, and personnel furnished in connection with such work or operations.
<br />2. CGL, AL, and WC policies: Insurance company(ies) agrees to waive all rights of subrogation
<br />against City, its City Council, its officers, officials, employees, agents, and volunteers for
<br />losses paid under the terms of any policy which arise from work performed by Contractor for
<br />City.
<br />3. All required insurance policies: For any claims related to this contract, Contractor's
<br />insurance coverage shall be primary and any insurance maintained by City, its City Council,
<br />its officers, officials, employees, agents, or volunteers shall not contribute with it.
<br />4. All required insurance policies: A severability of interest provision must apply for all the
<br />additional insureds, ensuring that Contractor's insurance shall apply separately to each
<br />insured against whom a claim is made or suit is brought, except with respect to the insurer's
<br />limits of liability.
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