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ZBF 5430331 30 5701220 <br /> (2) Immediately send us copies of any re- c. Take all or any part of the damaged or sto- <br /> quest, demand, order, notice, summons len property at an agreed or appraised <br /> or legal paper received concerning the value. <br /> claim or"suit". If we pay for the "loss", our payment will include <br /> (3) Cooperate with us in the investigation or the applicable sales tax for the damaged or sto- <br /> settlement of the claim or defense len property. <br /> against the"suit". 5. Transfer Of Rights Of Recovery Against <br /> (4) Authorize us to obtain medical records Others To Us <br /> or other pertinent information. If any person or organization to or for whom we <br /> (5) Submit to examination, at our expense, make payment under this Coverage Form has <br /> by physicians of our choice, as often as rights to recover damages from another, those <br /> we reasonably require. rights are transferred to us. That person or or- <br /> c. If there is 'loss" to a covered "auto" or its ganization must do everything necessary to se- <br /> equipment you must also do the following: cure our rights and must do nothing after"acci- <br /> (1) Promptly notify the police if the covered dent"or"loss"to impair them. <br /> "auto"or any of its equipment is stolen. B. General Conditions <br /> (2) Take all reasonable steps to protect the 1. Bankruptcy <br /> covered "auto" from further damage. Bankruptcy or insolvency of the "insured" or the <br /> Also keep a record of your expenses for "insured's" estate will not relieve us of any obli- <br /> consideration in the settlement of the gations under this Coverage Form. <br /> claim. 2. Concealment, Misrepresentation Or Fraud <br /> (3) Permit us to inspect the covered "auto" This Coverage Form is void in any case of <br /> and records proving the "loss" before its fraud by you at any time as it relates to this <br /> repair or disposition. Coverage Form. It is also void if you or any <br /> (4) Agree to examinations under oath at our other "insured", at any time, intentionally con- <br /> request and give us a signed statement ceal or misrepresent a material fact concern- <br /> of your answers. ing: <br /> 3. Legal Action Against Us a. This Coverage Form; <br /> No one may bring a legal action against us un- b. The covered"auto' <br /> der this Coverage Form until: c. Your interest in the covered "auto"; or <br /> a. There has been full compliance with all the d. A claim under this Coverage Form. <br /> terms of this Coverage Form; and <br /> 3. Liberalization <br /> b. Under Liability Coverage, we agree in writ- <br /> ing that the "insured" has an obligation to If we revise this Coverage Form to provide <br /> pay or until the amount of that obligation more coverage without additional premium <br /> has finally been determined by judgment af- charge, your policy will automatically provide <br /> ter trial. No one has the right under this pol- the additional coverage as of the day the revi- <br /> icy to bring us into an action to determine sion is effective in your state. <br /> the"insured's" liability. 4. No Benefit To Bailee—Physical Damage <br /> 4. Loss Payment--Physical Damage Coverages <br /> Coverages We will not recognize any assignment or grant <br /> At our option we may; any coverage for the benefit of any person or <br /> a. Pay for, repair or replace damaged or stolen organization holding, storing or transporting <br /> property for a fee regardless of any other provi- <br /> sion of this Coverage Form. <br /> b. Return the stolen property, at our expense. <br /> We will pay for any damage that results to <br /> the"auto"from the theft; or <br /> Page 8 of 12 <br /> CA 00 0103 06 0 ISO Properties, Inc., 2005 <br />