ORANGEWOOD FOUNDATION (3) - Laserfiche WebLink

Home Browse Search

A. Paragraph 1. Insuring Agreement of Section I — indemnify the named insured, up to Coverage B--Personal And Advertising Injury $50,000 per "occurrence", based on the is amended to include the following: named insured's request at the time of a HIPAA Violations claim. This limit of insurance is within, and not in addition to, the Each We will reimburse you for the costs associated Occurrence Limit described in Section III with a "violation" of the Health Insurance — Limits Of Insurance. This coverage Portability and Accountability Act (HIPAA), applies only to rental lease agreements including charges, expenses, fines and penalties and is excess over any other renter's resulting from a "civil proceeding". We have the liability insurance available to the client. right and duty to defend the insured against any "investigation" or "civil proceeding". However, we 3. Amendment Of Liquor Liability Exclusion will have no duty to defend the insured against Exclusion c. Liquor Liability is deleted and any "investigation" or "civil proceeding" to which replaced by the following: this insurance does not apply. c. "Bodily injury" or "property damage" for This insurance does not apply to: which any insured may be held liable by a. Any intentional,willful or deliberate"violation" reason of: by any insured; (1) Causing or contributing to the b. Any violation which results in any criminal intoxication of any person; penalties under HIPAA; (2) The furnishing of alcoholic beverages c. Any remedy other than monetary damages for to a person under the legal drinking penalties assessed as a result of a"violation"; age or under the influence of alcohol; and or d. Any compliance reviews by the Department of (3) Any statute, ordinance or regulation Health And Human Services related to a relating to the sale, gift, distribution or "violation". use of alcoholic beverages. The most we will pay under this coverage is This exclusion applies even if the claims $1,000,000, This sublimit amount is included in, against any insured allege negligence or and not in addition to, the limit of liability shown in other wrongdoing in: the Declarations. (a) The supervision, hiring, B. Paragraph 2. Exclusions of Section I -- employment, training; or Coverage A — Bodily Injury And Property (b) Providing or failing to provide Damage Liability is amended as follows: transportation with respect to any 1. Property Damage Extension — Reasonable person that may be under the Force influence of alcohol; Exclusion a. Expected Or Intended Injury is if the "occurrence" which caused the deleted and replaced by the following: "bodily injury" or "property damage", involved that which is described in a. Expected Or Intended Injury Paragraph (1), (2)or(3) above. "Bodily injury" or "property damage" This exclusion applies only if you: expected or intended from the standpoint (1) Manufacture, sell or distribute of the insured. This exclusion does not apply to "bodily injury" or "property alcoholic beverages; damage" resulting from the use of (2) Serve or furnish alcoholic beverages reasonable force to protect persons or for a charge whether or not such property. activity: 2. Limited Rental Lease Agreement (a) Requires a license; or Contractual Liability (b) Is for the purpose of financial The following paragraph is added to gain or livelihood; or Exclusion b. Contractual Liability: (3) Serve or furnish alcoholic beverages (3) Assumed in a written contract or without a charge, if a license is agreement regarding the rental or lease required for such activity. of a premises on behalf of a client. But However, this exclusion does not apply to this exception applies only if we agree to "bodily injury" or "property damage" i PGL 53 70 06 19 PMA Companies, 2019 Page 2 of 9 INSURED COPY