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EXHIBIT 2 <br /> 4. A severability of Interest provision must apply for all the additional insureds, ensuring that <br /> Consultant's insurance shall apply separately to each Insured against whom a claim Is made or ' <br /> suit is brought,except with respect to the Insurer's limits of liability. <br /> 5. Insurance policies required herein shall provide that coverage shall not be canceled,suspended, <br /> voided, reduced in coverage or in limits, non-renewed by the carrier,or materially changed <br /> except after thirty(30)days prior written notice has been given to City.Ten(10)days prior <br /> written notice shall be provided to City for policy cancellation or non-renewal due to non- <br /> payment of premium. <br /> 6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, <br /> Attention: Executive Director,Community Development Agency, 20 Civic Center plaza,M-25, <br /> Santa Ana,CA 9270L The name and location of project must be included in the Description of <br /> Operations section of each certificate. <br /> Self-insured Retentions <br /> Self-insured retentions must be declared to and approved by the City.The City may require the <br /> Consultant to purchase coverage with a lower retention or provide proof of ability to pay losses and <br /> related Investigations,claim administration, and defense expenses within the retention. <br /> Acceptability of Insurers <br /> Insurance is to be placed with insurers authorized to conduct business in the State of California with a <br /> current A.M.Hest rating of no less than A:VII,unless otherwise acceptable to City. <br /> Verification of Coverage <br /> Consultant shall furnish City with original Certificates of Insurance Including all required amendatory <br /> endorsements(or copies of the applicable policy language effecting coverage required by this clause) <br /> and a copy of the Declarations and Endorsement page of the CGL policy listing all policy endorsements <br /> before work begins.However,failure to obtain the required documents prior to the work beginning shall <br /> not waive Consultant's obligation to provide them. <br /> City reserves the right to require complete,certified copies of all required insurance policies,including <br /> endorsements required by these specifications, at anytime, <br /> Special Risks or Circumstances <br /> City reserves the right to modify these requirements, including limits, based on the nature of the risk, <br /> prior experience, insurer,coverage,or other special circumstances. <br /> ( <br />