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Contractor's insurance coverage shall be primary and any insurance maintained by City, its City Council, its officers, officials, employees, agents, or volunteers shall not contribute with it. d. All required insurance policies: A severability of interest provision must apply for all the additional insureds, ensuring that Contractor's insurance shall apply separately to each insured against whom a claim is made or suit is brought, except with respect to the insurer's limits of liability. e. Each insurance policy required herein shall provide that coverage shall not be canceled, suspended, voided, reduced in coverage or in limits, non-renewed by the carrier, or materially changed except after thirty (30) days prior written notice has been given to City.Ten (10) days prior written notice shall be provided to City for policy cancellation or non-renewal due to non- payment. f. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, Attention: (Name of Department Staff Responsible for Agreement), Address of Department Responsible for Agreement, M-XX, Santa Ana, CA 92701.The name and location of the event should be included in the Description of Operations section of each certificate. iii. Acceptability of Insurers 1. Insurance is to be placed with insurers authorized to conduct business in the state of California with a current A.M. Best rating of no less than A:VII, unless otherwise acceptable to City. iv. Verification of Coverage 1. Contractor shall furnish City with original Certificates of Insurance including all required amendatory endorsements (or copies of the applicable policy language effecting coverage required by this clause) and a copy of the Declarations and Endorsement Page of the CGL policy listing all policy endorsements to Entity before work begins. However, failure to obtain the required documents prior to the work beginning shall not waive Contractor's obligation to provide them. v. Claims Made Policies 1. If any of the required policies provide coverage on a claims-made basis: a. The retroactive date must be shown and must be before the date of the contract or the beginning of work. b. Insurance must be maintained and evidence of insurance must be provided for at least three (3) years after completion of work. c. If coverage is canceled or non-renewed, and not replaced with another claims-made policy form with a retroactive date prior to the contract effective date, Company must purchase "extended reporting" coverage for a minimum of three (3) years after completion of work. vi. Special Risks or Circumstances 1. With prior notice and acceptance in writing by VWGoA, City reserves the right to modify these requirements, including limits, based on the nature of the risk, prior INTERNAL