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paid under the terms of Consultant's CGL, AL, and WC policies which arise from work <br /> performed by Consultant under this Agreement. <br /> 3. For any claims related to this contract, Consultant's insurance coverage shall be primary <br /> and any insurance maintained by City, its City Council, its officers, officials, employees, <br /> agents, or volunteers shall not contribute with it. <br /> 4. A severability of interest provision must apply for all the additional insureds, ensuring <br /> that Consultant's insurance shall apply separately to each insured against whom a claim <br /> is made or suit is brought, except with respect to the insurer's limits of liability. <br /> S. Insurance policies required herein shall provide that coverage shall not be canceled, <br /> suspended, voided, reduced in coverage or in limits, non-renewed by the carrier, or <br /> materially changed except after thirty (30)days prior written notice has been given to <br /> City. Ten(10) days prior written notice shall be provided to City for policy cancellation <br /> or non-renewal due to non-payment of premium. <br /> 6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana, <br /> Attention: Eduardo Flores, 20 Civic Center Plaza, M-21, Santa Ana, CA 92701. The <br /> name and location of project must be included in the Description of Operations section of <br /> each certificate. <br /> Self-Insured Retentions <br /> Self-insured retentions must be declared to and approved by the City. The City may require the <br /> Consultant to purchase coverage with a lower retention or provide proof of ability to pay losses <br /> and related investigations, claim administration, and defense expenses within the retention. <br /> Acceptability of Insurers <br /> Insurance is to be placed with insurers authorized to conduct business in the State of California <br /> with a current A.M. Best rating of no less than A:VII, unless otherwise acceptable to City. <br /> Verification of Coverage <br /> Consultant shall furnish City with original Certificates of Insurance including all required <br /> amendatory endorsements (or copies of the applicable policy language effecting coverage <br /> required by this clause)and a copy of the Declarations and Endorsement Page of the CGL policy <br /> listing all policy endorsements before work begins. However, failure to obtain the required <br /> documents prior to the work beginning shall not waive Consultant's obligation to provide them. <br /> City reserves the right to require complete, certified copies of all required insurance policies, <br /> including endorsements required by these specifications, at any time. <br /> Special Risks or Circumstances <br /> City reserves the right to modify these requirements, including limits, based on the nature of the <br /> risk,prior experience, insurer, coverage, or other special circumstances. <br /> S. INDEMNIFICATION <br /> Consultant agrees to defend, and shall indemnify and hold harmless the City, its officers, <br /> agents,employees,consultants, special counsel, and representatives from liability: (1)for personal <br /> Page 4 of 10 <br />