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7. INSURANCE <br />Prior to undertaking performance of work under this Agreement, Consultant shall maintain <br />and shall require any subcontractors to obtain and maintain insurance as described below for the <br />entire Term of this Agreement, and for 5 years thereafter, against claims for injuries to persons or <br />damage to property which may arise from or in connection with services, products and materials <br />supplied to City. Total cost of such insurance shall be borne by Consultant. <br />MINIMUM SCOPE AND LIMIT OF INSURANCE <br />Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 <br />covering CGL on an "occurrence" basis, including products and completed operations, <br />property damage, bodily injury and personal & advertising injury with limits no less than <br />$1,000,000 per occurrence and $2,000,000 aggregate. Required policy limits can be met <br />with primary and umbrella/excess insurance policies. <br />2. Automobile Liability: Insurance Services Office Form CA 00 01 covering Code 1 (any <br />auto), with limits no less than $1,000,000 combined single limits. <br />3. Workers' Compensation: as required by the State of California, with Statutory Limits, <br />and Employer's Liability Insurance with limit of no less than $1,000,000 per accident, <br />policy or employee, for bodily injury or disease. <br />4. Professional Liability Insurance: with limits no less than $1,000,000 per occurrence or <br />claim, and $2,000,000 aggregate. <br />These insurance requirements shall not in any way act to reduce coverage that is broader or <br />includes higher limits than the minimums shown above. If Consultant maintains broader coverage <br />and/or higher limits than the minimums shown above, City requires and shall be entitled to the <br />broader coverage and/or the higher limits maintained by Consultant. Any available insurance <br />proceeds in excess of the specified minimum limits of insurance and coverage shall be available <br />to City. Insurance provided under this Agreement shall not contain any restrictions or limitations <br />which are inconsistent with City's rights under this Agreement. <br />Other Insurance Provisions <br />The above required insurance policies are to contain or be endorsed to contain the following <br />provisions: <br />1. City, its City Council, its officers, officials, employees, agents, and volunteers are to <br />be covered as additional insureds, under Consultant's CGL, Professional Liability, and <br />Automobile Liability policies, with respect to any liability arising out of work or <br />operations performed by or on behalf of the Instructor including materials, parts, <br />equipment, and personnel furnished in connection with such work or operations. <br />2. Consultant's Insurance company(ies) agrees to waive all rights of subrogation against <br />City, its City Council, its officers, officials, employees, agents, and volunteers for <br />Page 3 of 11 <br />