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2. Any: a. Overdue loan/lease payments at the time of the"loss"; b. Financial penalties imposed under a lease for excessive use,abnormal wear and tear or high mileage; c. Security deposits not returned by the lessor; d. Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance Purchased with the loan or lease:and e. Carry-over balances from previous loans or leases. We will pay for any unpaid amount due on the loan or lease if caused by: (1) Other than collision only if the Declarations indicate that Comprehensive Coverage is provided for any covered"auto"; (2) Specified Causes of Loss only if the Declarations indicate that Specified Causes of Loss Coverage is provided for any covered"auto; or (3) Collision only if the Declarations indicate that Collision Coverage is provided for any covered"auto'. The Auto Loan/Lease Gap Coverage insurance provided by this endorsement is excess over any other primary collectible insurance including but not limited to any coverage provided by or purchased from the lessor. 7. VEHICLE VINYL WRAP COVERAGE Paragraph A.4.—COVERAGE EXTENSIONS—of SECTION III—PHYSICAL DAMAGE COVERAGE is amended to add the following: d. Vehicle Vinyl Wrap Coverage In the event of a total "loss" to an "auto' for which Comprehensive, Specified Causes of Loss, or Collision coverages are provided under this Coverage Form,then such Physical Damage Coverages are amended to add the following: In addition to the actual cash value of the"auto',we will pay up to$r,000 for vinyl vehicle wraps which are displayed on the covered"auto'at the time ofloss.Regardless of the number of"autos"deemed a total"loss", the most we will pay under this Coverage for any one"loss"is$2,000. For purposes of this coverage,signs or other graphics painted or magnetically affixed to the vehicle are not considered vehicle wraps. S. PERSONAL PROPERTY COVERAGE Paragraph A.4.—COVERAGE EXTENSIONS—of SECTION III—PHYSICAL DAMAGE COVERAGE is amended to add the following: e. Personal Property Coverage We will pay up to$1,000 for"loss"to wearing apparel and other personal effects which are: (i) Owned by an"insured";and (2) In or on your covered"auto". This Coverage applies only: (a) In the event of total theft of your covered"auto';and (b) If such wearing apparel or other personal effects cannot be recovered. This Coverage is not subject to a deductible. The limit shown above applies in addition to any other insurance for personal property provided elsewhere in this policy. This coverage only applies to "autos" for which Comprehensive or Specified Causes of Loss coverages are provided under this Coverage Form. g. REPLACEMENT WITH A HYBRID OR ALTERNATIVE FUEL SOURCE AUTO Form:16-02-0292(Ed.4-25) Page 3 of 6 Includes copyrighted material of Insurance Services Office,Inc.with its permission.