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423404 <br /> attao 23Chubb Commercial Excess Follow-Form Insurance <br /> Conditions <br /> (continued) <br /> Titles Of Paragraphs The titles of the various paragraphs of this policy and endorsements,if any,attached to this <br /> policy are inserted solely for convenience or reference and are not to be deemed in any way to <br /> limit or affect the provisions to which they relate. <br /> Transfer Of Rights Your rights and duties under this insurance may not be transferred without our written <br /> And Duties consent.However,if you die,then your rights and duties will be transferred to your legal <br /> representative,but only while acting within the scope of duties as your legal representative,or <br /> to anyone having temporary custody of your property until your legal representative has been <br /> appointed. <br /> Transfer Or Waiver Of <br /> Rights Of Recovery We will waive the right of recovery we would otherwise have had against another person <br /> Against Others or organization for loss to which this insurance applies,provided the insured has waived <br /> their rights of recovery against such person or organization in a contract or agreement that <br /> is executed before loss. <br /> To the extent that the insured's rights to recover all or part of any payment made under this <br /> insurance have not been waived,those rights are transferred to us. The insured must do <br /> nothing after loss to impair them.At our request,the insured will bring suit or transfer <br /> those rights to us and help us enforce them. <br /> Any amount recovered will be apportioned as follows: <br /> • first,we shall receive all amounts recovered until we have been fully reimbursed for <br /> all amounts we have incurred,including costs or expenses of such recovery <br /> proceedings. <br /> When Loss Is Payable Our obligation to make payment of loss,which is covered under the terms and conditions of <br /> this insurance,does not apply unless and until there has been payment of the full amounts of <br /> underlying limits and other insurance. <br /> When We Do Not Renew If we decide not to renew this policy,we will mail or deliver to the first named insured stated in <br /> the Declarations written notice of the nonrenewal not less than sixty(60)days before the <br /> expiration date.If notice of nonrenewal is mailed,proof of mailing will be sufficient proof of <br /> notice. <br /> Chubb Commercial Excess Follow-Form Insurance <br /> Form 07-02-0909(Rev.5-05) Contract Page 13 of 16 <br />