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EXHIBIT C – Insurance Requirements <br /> <br />5. Each insurance policy required herein shall provide that coverage shall not be canceled, <br />suspended, voided, reduced in coverage or in limits, non-renewed by the carrier, or <br />materially changed except after thirty (30) days prior written notice has been given to <br />City. Ten (10) days prior written notice shall be provided to City for policy cancellation <br />or non-renewal due to non-payment. <br />6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa <br />Ana, Attention: Santa Ana Police Department, 60 Civic Center Plaza, Santa Ana, CA <br />92701. The name and location of the event should be included in the Description of <br />Operations section of each certificate. <br /> <br />Self-Insured Retentions <br />Self-insured retentions must be declared to and approved by the City. City may require <br />Consultant to purchase coverage with a lower retention or provide proof of ability to pay losses <br />and related investigations, claim administration, and defense expenses within the retention. <br /> <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the state of California <br />with a current A.M. Best rating of no less than A:VII, unless otherwise acceptable to City. <br /> <br />Verification of Coverage <br />Consultant shall furnish City with original Certificates of Insurance including all required <br />amendatory endorsements (or copies of the applicable policy language effecting coverage <br />required by this clause) and a copy of the Declarations and Endorsement Page of the CGL <br />policy listing all policy endorsements to Entity before work begins. However, failure to obtain <br />the required documents prior to the work beginning shall not waive Consultant’s obligation to <br />provide them. City reserves the right to require complete, certified copies of all required <br />insurance policies, including endorsements required by these specifications, at any time. <br /> <br />Claims Made Policies <br />If any of the required policies provide coverage on a claims-made basis: <br />1. The retroactive date must be shown and must be before the date of the contract or the <br />beginning of work. <br />2. Insurance must be maintained and evidence of insurance must be provided for at least three <br />(3) years after completion of work. <br />3. If coverage is canceled or non-renewed, and not replaced with another claims-made policy <br />form with a retroactive date prior to the contract effective date, Consultant must purchase <br />“extended reporting” coverage for a minimum of three (3) years after completion of work. <br /> <br />Subcontractors <br />Consultant shall require and verify that all sub-contractors maintain insurance <br />meeting all the requirements stated herein, and Consultant shall ensure that City is <br />an additional insured on insurance required from sub-contractors. <br /> <br />Special Risks or Circumstances <br />City reserves the right to modify these requirements, including limits, based on the nature of <br />the risk, prior experience, insurer, coverage, or other special circumstances. <br /> <br />  <br />  <br />City Council 10 – 20 2/17/2026