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materially changed except after thirty (30) days prior written notice to City for policy <br />cancellation or non -renewal due to non-payment. <br />6. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa <br />Ana, Attention: Executive Director, Finance and Management Services Agency, 20 <br />Civic Center Plaza, M-17, Santa Ana, CA 92701. The name and location of the event <br />should be included in the Description of Operations section of each certificate. <br />Self -Insured Retentions <br />Self -insured retentions must be declared to and approved by the City. The City may require the <br />Contractor to purchase coverage with a lower retention or provide proof of ability to pay losses <br />and related investigations, claim administration, and defense expenses within the retention. <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the state with a current <br />A.M. Best's rating of no less than ANII, unless otherwise acceptable to the City. <br />Verification of Coverage <br />Contractor shall furnish the City with original certificates and amendatory endorsements (or copies <br />of the applicable policy language effecting coverage required by this clause) and a copy of the <br />Declarations and Endorsement Page of the CGL policy listing all policy endorsements to the City <br />before work begins. However, failure to obtain the required documents prior to the work beginning <br />shall not waive the Contractor's obligation to provide them. The City reserves the right to require <br />complete, certified copies of all required insurance policies, including endorsements required by <br />these specifications, at any time. <br />Claims Made Policies <br />If any of the required policies provide claims -made coverage: <br />1. The Retroactive Date must be shown, and must be before the date of the contract or the <br />beginning of contract work. <br />2. Insurance must be maintained and evidence of insurance must be provided for at least three (3) <br />years after completion of the contract of work. <br />3. If coverage is canceled or non -renewed, and not replaced with another claims -made policy form <br />with a Retroactive Date prior to the contract effective date, the Contractor must purchase <br />"extended reporting" coverage for a minimum of three (3) years after completion of work. <br />Subcontractors <br />Contractor shall require and verify that all sub -contractors maintain insurance meeting all the <br />requirements stated herein, and Contractor shall ensure that City is an additional insured on <br />insurance required from sub -contractors. <br />Special Risks or Circumstances <br />City reserves the right to modify these requirements, including limits, based on the nature of the <br />risk, prior experience, insurer, coverage, or other special circumstances. <br />Page 4 of 9 <br />#2037350vl <br />