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INSURANCE REQUIREMENTS <br />Prior to undertaking performance of work under this Agreement, Consultant shall maintain and shall <br />require any subcontractors to obtain and maintain insurance as described below for the entire Term of this <br />Agreement against claims for injuries to persons or damage to property which may arise from or in <br />connection with services, products and materials supplied to City. Total cost of such insurance shall be <br />borne by Consultant. <br />MINIMUM SCOPE AND LIMIT OF INSURANCE <br />1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering CGL on <br />an "occurrence" basis, including products and completed operations, property damage, bodily injury <br />and personal & advertising injury with limits no less than $1,000,000 per occurrence and $2,000,000 <br />aggregate. Required policy limits can be met with primary and umbrella/excess insurance policies. <br />2. Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code I (any auto), <br />with limits no less than $1,000,000 combined single limits. In the event Consultant does not maintain <br />commercial automobile liability insurance, City will accept evidence of personal automobile <br />insurance, provided that such policy is endorsed for business use and provides coverage with a <br />minimum limit of $1,000,000. Required policy limits can be met with primary and umbrella/excess <br />insurance policies. <br />3. Workers' Compensation (WC): as required by the State of California, with Statutory Limits, and <br />Employer's Liability Insurance with limit of no less than $1,000,000 per accident, policy or employee, <br />for bodily injury or disease. Coverage is not required if Consultant has no employees and signs request <br />to waive such insurance. <br />4. Professional Liability (PL): with limits no less than $1,000,000 per occurrence or claim, and <br />$2,000,000 aggregate. <br />If Consultant maintains broader coverage and/or higher limits than the minimum requirements for each <br />line of coverage shown above, City requires and shall be entitled to the broader coverage and/or the higher <br />limits maintained by Consultant. Any available insurance proceeds in excess of the specified minimum <br />limits of insurance and coverage shall be available to City. <br />Other Insurance Provisions <br />The above required insurance policies are to contain or be endorsed to contain the following provisions: <br />• City, its City Council, its officers, officials, employees, agents, and volunteers are to be covered as <br />additional insureds, under Consultant's CGL and AL policies, with respect to any liability arising out <br />of work or operations performed by or on behalf of the Consultant including materials, parts, <br />equipment, and personnel furnished in connection with such work or operations. <br />• Consultant's Insurance company(ies) agrees to waive all rights of subrogation against City, its City <br />Council, its officers, officials, employees, agents, and volunteers for losses paid under the terms of <br />Consultant's CGL, AL, and WC policies which arise from work performed by Consultant under this <br />Agreement. <br />• For any claims related to this contract, Consultant's insurance coverage shall be primary and any <br />insurance maintained by City, its City Council, its officers, officials, employees, agents, or volunteers <br />shall not contribute with it. <br />• A severability of interest provision must apply for all the additional insureds, ensuring that <br />