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Insurance Requirements
<br />Contractor shall procure and maintain for the duration of the agreement, the following insurance
<br />coverages:
<br />MINIMUM SCOPE AND LIMIT OF INSURANCE
<br />Contractor shall maintain limits of insurance coverage in the following minimum amounts and
<br />shall be at least as broad as:
<br />• Commercial General Liability (CGL): Insurance Services Office Form CG 00 01
<br />covering CGL on an "occurrence" basis, including products and completed operations,
<br />property damage, bodily injury and personal & advertising injury with limits no less than
<br />$2,000,000 per occurrence and $4,000,000 aggregate.
<br />• Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1
<br />(any auto), with combined single limits of $1,000,000. In the event Contractor does not
<br />maintain commercial automobile liability insurance, City will accept evidence of personal
<br />automobile insurance with existing limits, which can be lower than $1,000,000.
<br />• Workers' Compensation (WIC): as required by the State of California, with statutory
<br />limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per
<br />accident, per employee, per policy for bodily injury or disease. This requirement can be
<br />waived if Vendor has no employees.
<br />• Professional Liability Insurance (PL): with limits no less than $1,000,000 per
<br />occurrence or claim, and $2,000,000 aggregate.
<br />If Contractor maintains broader coverage and/or higher limits than the minimums shown
<br />above, City requires and shall be entitled to the broader coverage and/or the higher limits
<br />maintained by Contractor. Any available insurance proceeds in excess of the specified
<br />minimum limits of insurance and coverage shall be available to City.
<br />Other Insurance Provisions
<br />The insurance policies are to contain, or be endorsed to contain, the following provisions:
<br />1. CGL, Professional Liability, and AL policies: City of Santa Ana, its City Council, its
<br />officers, officials, employees, agents, and volunteers are to be covered as additional
<br />insureds with respect to liability arising out of work or operations performed by or on
<br />behalf of the Permittee including materials, parts, equipment, and personnel furnished
<br />in connection with such work or operations.
<br />2. All required insurance policies: Insurance company(ies) agrees to waive all rights of
<br />subrogation against City, its City Council, its officers, officials, employees, agents,
<br />and volunteers for losses paid under the terms of any policy which arise from work
<br />performed by Contractor for City.
<br />3. All required insurance policies: For any claims related to this contract, Contractor's
<br />insurance coverage shall be primary and any insurance maintained by City, its City
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