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EXHIBIT 1 <br />❑ PHA Consortia: (Check box if submitting a joint Plan and complete table below) <br />Participating PHAs <br />PHA <br />Program(s) in the <br />Program(s) not in the <br />No. of Units in Each <br />Code <br />Consortia <br />Consortia <br />Program <br />Lead HA: <br />B. <br />Plan Elements. <br />B.1 <br />Revision of Existing PHA Plan Elements. <br />a) Have the following PHA Plan elements been revised by the PHA since its last Annual Plan submission? <br />Y N <br />❑ ❑✓ Statement of Housing Needs and Strategy for Addressing Housing Needs. <br />❑ ❑✓ Deconcentration and Other Policies that Govern Eligibility, Selection, and Admissions. <br />❑ ❑✓ Financial Resources. <br />❑ ❑✓ Rent Determination. <br />❑✓ ❑ Operation and Management. <br />❑✓ ❑ Informal Review and Hearing Procedures. <br />❑ ❑✓ Homeownership Programs. <br />❑ ❑✓ Self Sufficiency Programs and Treatment of Income Changes Resulting from Welfare Program Requirements. <br />❑ ❑✓ Substantial Deviation. <br />❑✓ I❑ Significant Amendment/Modification. <br />(b) If the PHA answered yes for any element, describe the revisions for each element(s): <br />In 2016, HUD adopted the Housing Opportunity Through Modernization Act (HOTMA) that made changes to statutes governing HUD <br />programs, including sections of the United States Housing Act of 1937, and improved the efficiency and effectiveness of HUD programs. The <br />Housing Authority of the City of Santa Ana (SAHA) completed a comprehensive HCV Administrative Plan update effective July 15, 2025 to <br />maintain compliance with HUD and HOTMA regulations, ensure program integrity, and preserve funding. SAHA prepared this update using a <br />model administrative plan provided by Nan McKay & Associates (Nan McKay) that is used by many PHAs throughout the country and <br />updates all of the Plan's policies and language in compliance with the latest guidance and regulations from HUD. Nan McKay updates their <br />model administrative plan every year, and the last time SAHA's Plan was comprehensively updated using a template was on March 15, 2016. <br />The Plan incorporates regulatory changes required under HOTMA Sections 102, 104, 105, 106, and 112 for determining income, calculating <br />deductions, and assessing eligibility. For example, the Plan introduces new requirements for calculating annual income and adjusted income, <br />including expanded definitions of assets, new treatment of student financial assistance, and updated policies for business income and <br />periodic payments. SAHA updated deduction amounts, such as the increased elderly/disabled family deduction, and added hardship <br />exemptions and permissive deductions per HUD's implementation guidance. <br />In addition to updates for HOTMA-specific provisions, the Plan aligns SAHA policies with the most current HUD regulations, notices, and <br />model administrative plan guidance. Entirely new sections were introduced, such as Chapter 6.6, which outlines Income and Subsidy <br />Determinations, and Chapter 7.A, which updates verification hierarchy and methods. The Plan incorporates updated guidance from HUD's <br />PIH Notices 2023-27, 2024-34, and 2024-38, amongst others, including verification procedures using Form HUD-9886-A, refined rules for <br />self -certification, and expanded use of enterprise income verification tools. Other changes ensure consistency with HUD's new NSPIRE <br />inspection standards (for future implementation), student eligibility, and the use of digital tools in briefings and application processes. <br />The Plan integrates new subsections, adds clarifying definitions, and improves organization for clarity and accessibility that provide greater <br />transparency for applicants, participants, and landlords, ensures fair and uniform application of HUD policies, and maintains SAHA's eligibility <br />for federal funding. Adopting this Plan allows SAHA to comply with federal law, implement modernized administrative practices, and better <br />serve program applicants, participants, landlords, and the broader Santa Ana community. <br />Previous version is obsolete Page 2 of 7 form HUD-50075-HCV (09/30/2027) <br />