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exposure to the conditions causing or aggravating This exclusion does not apply to bodily injury to a such bodily injury by disease must occur during citizen or resident of the United States of America the policy period. or Canada who is temporarily outside these 5. If you are sued, the original suit and any related countries; legal actions for damages for bodily injury by 7. Damages arising out of coercion, criticism, accident or by disease must be brought in the demotion, evaluation, reassignment, discipline, United States of America, its territories or defamation, harassment, humiliation, dis- possessions, or Canada. crimination against or termination of any B. We Will Pay employee, or any personnel practices, policies, We will pay all sums that you legally must pay as acts or omissions; damages because of bodily injury to your employees, 8. Bodily injury to any person in work subject to the provided the bodily injury is covered by this Employers Longshore and Harbor Workers' Compensation Liability Insurance. Act (33 U.S.C. Sections 901 et seq.), the The damages we will pay, where recovery is permitted Noappropriated Fund Instrumentalities Act (5 U.S.C. Sections 8171 et seq.), the Outer by law, include damages: Continental Shelf Lands Act (43 U.S.C. Sections 1. For which you are liable to a third party by reason 1331 et seq.), the Defense Base Act (42 U.S.C. of a claim or suit against you by that third party to Sections 1651-1654), the Federal Mine Safety recover the damages claimed against such third and Health Act (30 U.S.C. Sections 801 et seq. party as a result of injury to your employee; and 901-944) any other federal workers or 2. For care and loss of services; and workmen's compensation law or other federal 3. For consequential bodily injury to a spouse, child, occupational disease law, or any amendments to parent, brother or sister of the injured employee; these laws; provided that these damages are the direct 9. Bodily injury to any person in work subject to the consequence of bodily injury that arises out of and Federal Employers' Liability Act (45 U.S.C. in the course of the injured employee's Sections 51 et seq.), any other federal laws employment by you; and obligating an employer to pay damages to an employee due to bodily injury arising out of or in 4. Because of bodily injury to your employee that the course of employment, or any amendments arises out of and in the course of employment, to those laws; claimed against you in a capacity other than as employer. 10. Bodily injury to a master or member of the crew of any vessel, and does not cover punitive C. Exclusions damages related to your duty or obligation to This insurance does not cover: provide transportation, wages, maintenance, and 1. Liability assumed under a contract. This exclusion cure under any applicable maritime law; does not apply to a warranty that your work will be 11. Fines or penalties imposed for violation of federal done in a workmanlike manner; or state law; and 2. Punitive or exemplary damages because of bodily 12. Damages payable under the Migrant and injury to an employee employed in violation of law; Seasonal Agricultural Worker Protection Act (29 3. Bodily injury to an employee while employed in U.S.C. Sections 1801 et seq.) and under any violation of law with your actual knowledge or the other federal law awarding damages for violation actual knowledge of any of your executive officers; of those laws or regulations issued thereunder, 4. Any obligation imposed by a workers com- and any amendments to those laws. pensation, occupational disease, unemployment D. We Will Defend compensation, or disability benefits law, or any We have the right and duty to defend, at our expense, similar law; any claim, proceeding or suit against you for damages 5. Bodily injury intentionally caused or aggravated by payable by this insurance. We have the right to you; investigate and settle these claims, proceedings and 6. Bodily injury occurring outside the United States of suits. America, its territories or possessions, and Canada. Form WC 00 00 00 C Printed in U.S.A. Page 3 of 6