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The Hartford <br /> POLICYHOLDER NOTICE OF SHORT RATE CANCELLATION PROVISIONS <br /> If the policy is cancelled by the insured before the end of the policy term, except if the reason for cancellation is <br /> permanent closure or sale of the business, The Hartford will apply a short rate cancellation fee. This means that the final <br /> premium will be more than pro rata, as it will be increased by a short rate cancellation fee. The amount of the fee will.vary <br /> depending on how early the policy is cancelled or whether your policy is subject to an annual minimum premium. The <br /> range of the fee is 5% to 100% of the full premium, and the final premium will not be less than the minimum premium. The <br /> method for determining the short rate cancellation fee can vary by state; contact your agent or broker if more information <br /> is required. (Note: the Short Hate Cancellation rules do not apply in the state of TX.) <br /> Form WC 66 04 51 Printed in U.S.A. Page 1 of 1 <br />