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(4) Discovery of willful or grossly negligent B. The following provision is added to the <br /> acts or omissions, or of any violations of Cancellation Common Policy Condition: <br /> state laws or regulations establishing 7, Residential Property <br /> safety standards, by you or your <br /> representative, which materially This provision applies to coverage on real <br /> increase any of the risks insured property which is used predominantly for <br /> against, residential purposes and consisting of not more <br /> (5) Failure by you or your representative to than four dwelling units, and to coverage ontenants' household personal property in a <br /> implement reasonable loss control residential unit, if such coverage is written <br /> requirements, agreed to by you as a under one of the following: <br /> condition of policy issuance, or which <br /> were conditions precedent to our use of Commercial Property Coverage Part <br /> a particular rate or rating plan, if that Farm Coverage Part — Farm Property -- Farm <br /> failure materially increases any of the Dwellings, Appurtenant Structures And <br /> risks insured against. Household Personal Property Coverage Form <br /> (6) A determination by the Commissioner of a. If such coverage has been in effect for 60 <br /> Insurance that the: days or less, and is not a renewal of _ <br /> (a) Loss of, or changes in, our coverage we previously issued, we may <br /> reinsurance covering all or part of cancel this coverage for any reason, except <br /> the risk would threaten our financial as provided in b. and c.below. <br /> integrity or solvency; or b. We may not cancel this policy solely <br /> (b) Continuation of the policy coverage because the first Named Insured has: <br /> would: (1) Accepted an offer of earthquake <br /> (i) Place us in violation of California coverage; or <br /> law or the laws of the state where (2) Cancelled or did not renew a policy <br /> we are domiciled; or issued by the California Earthquake <br /> (ii) Threaten our solvency. Authority (CEA) that included an <br /> earthquake policy premium surcharge. <br /> (7) A change by you or your representative However, we shall cancel this policy if the <br /> in the activities property of the first Named Insured has accepted a new or <br /> commercial or industrial enterprise, renewal policy issued by the CEA that <br /> which results in a materially added,increased or changed risk, unless the includes an earthquake policy premium <br /> added, increased or changed risk is surcharge but fails to pay the earthquake <br /> included in the policy, policy premium surcharge authorized by the <br /> CEA. <br /> b. We will mail or deliver advance written c. We may not cancel such coverage solely <br /> notice of cancellation, stating the reason for because corrosive soil conditions exist on <br /> cancellation, to the first Named Insured, at the premises. This restriction (c.) applies <br /> the mailing address shown in the policy, only if coverage is subject to one of the <br /> and to the producer of record, at least: following, which exclude loss or damage <br /> (1) 10 days before the effective date of caused by or resulting from corrosive soil <br /> cancellation if we cancel for conditions: <br /> nonpayment of premium or discovery of (1) Commercial Property Coverage Part — <br /> fraud; or <br /> Causes Of Loss—Special Form; or <br /> (2) 30 days before the effective date of <br /> cancellation if we cancel for any other (2) Farm Coverage Part — Causes Of Loss <br /> reason listed in Paragraph 3.a. Form -- Farm Property, Paragraph D. <br /> Covered Causes Of Loss—Special. <br /> Page 2 of 4 ©Insurance Services Office, Inc., 2019 IL.02 70 12 19 <br /> 862,12234 25-25 A/G/U/W/Pa11/6&0 I Je=iEer Horton [ 7/15/2025 9:39:04 AM (POT) I Page 9 of 19 <br />