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XII. PERSONAL EFFECTS COVERAGE <br /> SECTION III —PHYSICAL DAMAGE COVERAGE,A.Coverage, 2. Coverage Extensions,the following is <br /> added: <br /> Personal Effects <br /> We will pay up to$500 for"loss"to personal effects which: <br /> (1) Are owned by you or a driver listed in the"Declarations"; and <br /> (2) Are in or on a "covered auto' at the time of"loss". <br /> This coverage applies only in the event of a total theft of a "covered auto". No additional <br /> deductible applies to the coverage.Tapes, records, discs or other similar devices used with <br /> audio,visual or data electronic equipment are not considered personal effects. <br /> XIII. LOSS OF USE EXPENSES <br /> If you pay the premium for Hired Auto Physical Damage, we will pay expenses for which you <br /> become legally responsible to pay for loss of use of an "auto" due to "loss"or"accident" covered <br /> by Hired Auto Physical Damage. However,the most we will pay for any expenses for loss of use is <br /> $20 per day,to a maximum of$600.The insurance provided by this provision is excess over any <br /> other collectible insurance. <br /> XIV. DEVICES DESIGNED FOR USE WITH AUDIO,VISUAL OR DATA ELECTRONIC EQUIPMENT <br /> SECTION III —PHYSICAL DAMAGE COVERAGE, B. Exclusions,4.a., is replaced by the following: <br /> a. Under Comprehensive Coverage we will pay up to$200 for"loss"to tapes, records, <br /> discs or other similar audio,visual,data electronic devices designed for use with <br /> audio,visual or data electronic equipment.We will pay only if the tapes, records, <br /> discs or other similar audio,visual or data electronic devices designed for use with <br /> audio,visual or data electronic equipment: <br /> (1) Are your property or that of a driver listed in the"Declarations"; and <br /> (2) Are in a "covererd auto'at the time of"loss". <br /> This coverage applies only in the event of a total theft of a "covered auto". No <br /> additional deductible applies to this coverage. <br /> XV. PHYSICAL DAMAGE DEDUCTIBLE—VEHICLE TRACKING SYSTEM <br /> SECTION III—PHYSICAL DAMAGE COVERAGE, D. Deductible, is amended by adding the following: <br /> Any Comprehensive Deductible shown in the"Declarations"will be reduced by 50%for any <br /> "loss"caused by theft if the "covered auto" is equipped with a vehicle tracking device such <br /> as a radio tracking device or a global position device and that device was the method of <br /> recovery of that"covered auto' by the "insured" or law enforcement. <br /> XVI. CHAINS,TARPS,AND BINDERS COVERAGE <br /> SECTION III—PHYSICAL DAMAGE COVERAGE,C. Limits Of Insurance,the following is added: <br /> The most we will pay for the"loss"to chains,tarpaulins, binders,and cargo securing <br /> devices will be$500. <br /> The chains,tarpaulins, binders,or cargo securing devices must be in or on the "covered <br /> auto" at the time of"loss". <br /> Copyright 2023 Mercury Insurance Services,LLC. All rights reserved. <br /> MCA CABE 08 23 Includes copyrighted material of Insurance Services Office, Inc.,with its permission Page 4 of 4 <br />