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-tl Crime Coverage Part
<br /> HISCQXC-Suite"
<br /> Loss Discovered Policy
<br /> I. Insuring If a limit appears on the Declarations indicating you have purchased the coverage,we will pay up
<br /> agreements to the stated limit for any loss which exceeds the applicable deductible(except no deductible will
<br /> apply to Insuring agreement A.S. ERISA)for:
<br /> Fidelity A. loss of or damage to money, securities, or other property:
<br /> 1. Employee Theft: sustained by you resulting directly from theft or forgery committed by
<br /> an employee,whether identified or not,acting alone or in collusion with other persons;
<br /> 2. Third Parties' Property: sustained by your client or vendor, or other persons with
<br /> whom you or your employees interact in connection with the performance of your
<br /> business operations, resulting directly from theft or forgery committed by an identified
<br /> employee, acting alone or in collusion with other persons, including an employee in
<br /> collusion with an employee of your client or vendor or other persons;
<br /> 3. Vendor Theft: sustained by you resulting directly from theft committed by an identified
<br /> employee of your vendor, other than an employee with an ownership interest greater
<br /> than 25% in the vendor, acting alone or in collusion with other persons, but only to the
<br /> extent you cannot recover under your contract with the vendor or from any insurance
<br /> or indemnity carried by the vendor;
<br /> 4. Executives' Property: sustained by an executive employee resulting directly from theft
<br /> or forgery committed by an employee,whether identified or not, acting alone or in
<br /> collusion with other persons; or
<br /> 5. ERISA: sustained by an employee benefit plan resulting directly from fraudulent or
<br /> dishonest acts, including larceny, theft, embezzlement, forgery, misappropriation,
<br /> wrongful abstraction or conversion,wrongful misapplication, or any other fraudulent or
<br /> dishonest act prohibited under 18 U.S.C. § 1954, committed by a fiduciary of any
<br /> employee benefit plan,whether identified or not, acting alone or in collusion with other
<br /> persons.
<br /> The coverage provided under this Insuring agreement A. Fidelity will terminate:
<br /> a. as to any loss, once you or an executive employee not acting in collusion with any
<br /> person who committed the act in question discovers the theft, forgery, or other
<br /> dishonest act.
<br /> b. as to an employee, once an executive employee not acting in collusion with the
<br /> employee learns that the employee committed a theft, forgery, or other dishonest act:
<br /> i. after being employed by you; or
<br /> ii. resulting in loss exceeding $10,000 before becoming employed by you.
<br /> The coverage provided under Insuring agreement A.3. Vendor Theft will apply only if there is
<br /> a written agreement between you and your vendor requiring the vendor to provide Crime or
<br /> Fidelity Insurance with limits of liability equal to or greater than those available under this
<br /> Coverage Part, and which covers your property in the care, custody, and control of the
<br /> vendor and/or its employees.
<br /> Forgery B. loss:
<br /> 1. Checks: sustained by you resulting directly from forgery, alteration, or counterfeiting of
<br /> any negotiable instruments that are made or drawn by you (or by your agent)or
<br /> purported to have been so made or drawn;
<br /> 2. Payment Cards:sustained by you resulting directly from the fraudulent use of any
<br /> credit, debit, convenience, stored-value, charge, gas, p-, purchase,or procurement
<br /> card, or a similar instrument issued to you or any employee for business purposes so
<br /> long as you or the employee have complied fully with the provisions, conditions, or
<br /> other terms under which the card or instrument was issued;
<br /> 3. Executives'Accounts: sustained by an executive employee resulting directly from
<br /> forgery, alteration,or counterfeiting of any negotiable instruments made or drawn by
<br /> the executive employee or purported to have been so made or drawn; or
<br /> Includes copyrighted material of
<br /> Insurance Services Offices, Inc.,with its permission
<br /> CSUCRI P0001A CW(12/22) Page 1 of 18
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