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PI- GLD -HS (04/07) <br />Q Key and Lock Replacement — Janitorial Services Client Coverage <br />1. We will pay for the cost to replace keys and locks at the "clients" premises due to theft or other <br />loss to keys entrusted to you by your "client ", up to a $5,000 limit per occurrence /$5,000 policy <br />aggregate. <br />2. We will not pay for loss or damage resulting from theft or any other dishonest or criminal act that <br />you or any of your partners, members, officers, "employees ", "managers ", directors, trustees, <br />authorized representatives or any one to whom you entrust the keys of a "client" for any purpose <br />commit, whether acting alone or in collusion with other persons. <br />3. The following, when used on this coverage, are defined as follows: <br />a. "Client" means an individual, company or organization with whom you have a written contract or <br />work order for your services for a described premises and have billed for your services. <br />b. "Employee" <br />Any natural person: <br />a. While in your service or for 30 days after termination of service; <br />b. Who you compensate directly by salary, wages or commissions; and <br />c. Who you have the right to direct and control while performing services for you; or <br />2. Any natural person who is furnished temporarily to you: <br />a. To substitute for a permanent "employee" as defined in Paragraph 1. above, who is <br />on leave; or <br />b. To meet seasonal or short-term workload conditions; <br />while that person is subject to your direction and control and performing services for you. <br />3. "Employee" does not mean: <br />a. Any agent, broker, person leased to you by a labor leasing firm, factor, commission <br />merchant, consignee, independent contractor or representative of the same general <br />character; or <br />b. Any "manager", director or trustee except while performing acts coming within the <br />scope of the usual duties of an "employee ". <br />c. "Manager" means a person serving in a directorial capacity for a limited liability company. <br />Page 7 of 7 <br />Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />