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4. Other Insurance <br />If other valid and collectible insurance is <br />available to the insured for a loss we cover <br />under Coverages A or B of this Coverage <br />Part, our obligations are limited as follows: <br />a. Primary Insurance <br />This insurance Is primary except when b. <br />below applies. if this Insurance is <br />primary, our obligations are not affected <br />unless any of the other Insurance is also <br />primary. Then, we will share with all that <br />other Insurance by the method described <br />In c. below. <br />b. Excess Insurance <br />This insurance Is excess over: <br />1) Any of the other insurance, whether <br />primary, excess, contingent or on <br />any other basis: <br />a. That Is Fire, Extended Coverage, <br />Builder's Risk, Installation Risk <br />or similar coverage for "your <br />work "; <br />b. That is Fire insurance for <br />premises rented to you or <br />temporarily occupied by you with <br />permission of the owner. <br />c. That Is insurance purchased by <br />You to cover your liability as a <br />tenant for "property damage" to <br />premises rented to you or <br />temporarily occupied by you with <br />permission of the owner; or <br />d. If the loss arises out of the <br />maintenance or use of aircraft, <br />"autos" or watercraft to the <br />extent not subject to Exclusion g. <br />of Section I — Coverage A — <br />Bodily Injury And Property <br />Damage Liability. <br />2) Any other primary Insurance <br />available to you covering liability for <br />damages arising out of the premises <br />or operations for which you have <br />been added as an additional insured <br />by attachment of an endorsement. <br />When this Insurance Is excess, we <br />will have no duty under Coverages A <br />or B to defend the insured against <br />Co 00 01 10 01 <br />any "suit" if any other insurer has a <br />duty to defend the insured against <br />that "suit". If no other insurer <br />defends, we will undertake to do so, <br />but we will be entitled to the <br />insured's rights against all those <br />other insurers. <br />When this Insurance Is excess over <br />other Insurance, we will pay only our <br />share of the amount of the loss, If <br />any, that exceeds the sum of: <br />1) The total amount that all such <br />other Insurance would pay for <br />the loss in the absence of this <br />Insurance; and <br />2) The total of all deductible and <br />self - insurance amounts under all <br />that other insurance. <br />We will share the remaining loss, if <br />any, with any other Insurance that <br />Is not described In this Excess <br />Insurance provision and was not <br />bought specifically to apply in <br />excess of the Limits of Insurance <br />shown In the Declarations of this <br />Coverage Part. <br />c. Method Of Sharing <br />If all of the other insurance permits <br />contribution by equal shares, we will <br />follow this method also. Under this <br />approach each insurer contributes equal <br />amounts until it has paid its applicable <br />limit of Insurance or none of the loss <br />remains, whichever comes first. <br />If any of the other insurance does not <br />permit contribution by equal shares, we <br />will contribute by limits. Under this <br />method, each insurer's share is based <br />on the ratio of Its applicable limit of <br />insurance to the total applicable limits of <br />insurance of all insurers. <br />APPROVED AS TO 181�1 <br />LiSA E. ST ORCmey <br />Assistant City <br />ISO Properties, Inc,, 2000 <br />