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COMMERCIAL AUTOMOBILE CA 83 63 03 23 A. Who is an Insured — Employees, Partners, Members,Volunteers and Board Members The following is added to Section II —Covered Autos Liability Coverage, Paragraph A.1.: d. Any "employee", partner or member of yours while using a covered "auto" you don't own, hire or borrow in your business or your personal affairs. e. An "employee" of yours while operating an "auto" hired or rented under a contract or agreement in an "employee's"name,with your permission,while performing the duties related to the conduct ofyour business. f. A "volunteer" of yours while operating an "auto" hired or rented under a contract or agreement in a "volunteer's" name, with your permission, while performing duties related to the conduct of your business. This insurance does not apply to: Volunteer Injury "Bodily injury"to: (1) Any "volunteer" or any fellow "volunteer" of the "insured" if sustained while such "volunteer" is performing duties related to the conduct of your business. (2) The spouse, child, parent, brother or sister of that "volunteer" as a consequence of paragraph f.(1) above. g. Board members (or their spouses)while renting a vehicle while on business for the named insured. B. Automatic Additional Insureds by Contract and Primary and Non-contributory Provision (1) Section II — Covered Autos Liability Coverage, Paragraph A.1. is amended to include as an Insured any person or organization whom you are required to add as an Additional Insured on this policy under a written contract or written agreement in effect on the date of the "accident"; and signed by all parties prior to the "accident." (2) This person or organization is an Additional Insured only to the extent you are liable for an "accident"caused, in whole or in part, by the use of a covered "auto" being driven by you or any "insured." However: a. The insurance afforded to such Additional Insured only applies to the extent permitted by law; and b. If coverage provided to the Additional Insured is required by a written contract or written agreement, the insurance afforded to such Additional Insured will not be broader than that which you are required by the written contract or written agreement to provide for such Additional Insured. (3) With respect to insurance provided to an Additional Insured the following provisions apply: a. This insurance is primary to and will not seek contribution from any other insurance available to an Additional Insured under your policy provided that: (1) The Additional Insured is a Named Insured under such other insurance; and (2) You have agreed in writing in a contractor agreement that this insurance would be primary and would not seek contribution from any other insurance available to the Additional Insured. Page 2 of 9 Includes material copyrighted by Insurance Services Office, Inc., CA 83 63 03 23 with its permission