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IDS Group, Inc. BA7R248947 5/1/2025 COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. I BUSINESS AUTO EXTENSION ENDORSEMENT This endorsement modifies Insurance provided under the following: BUSINESS AUTO COVERAGE. FORM GENERAL DESCRIPTION OF COVERAGE--This endorsement broadens coverage. However, coverage for any Injury, damage or medical expenses described In any of the provisions of this endorsement may be excluded or lirnited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to the extent that coverage Is excluded or limited by such an endorsement. The following listing Is a general cover- age description only. Limitations and exclusions may apply to these coverages, Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights,duties, and what Is and Is not covered. A. BROAD FORM NAMED INSURED 11. HIRED AUTO PHYSICAL DAMAGE — LOSS OF B. BLANKET ADDITIONAL INSURED USE--INCREASED LIMIT C. EMPLOYEE HIRED AUTO I. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES--INCREASED LIMIT D. EMPLOYEES AS INSURED J. PERSONAL PROPERTY E. SUPPLEMENTARY PAYMENTS — INCREASED K. AIRBAGS LIMITS L. NOTICE AND KNOWLEDGE OF ACCIDENT OR F. HIRED AUTO — LIMITED WORLDWIDE COV- LOSS ERAGE—INDEMNITY BASIS M. BLANKET WAIVER OF SUBROGATION G. WAIVER OF DEDUCTIBLE—GLASS N. UNINTENTIONAL ERRORS OR OMISSIONS PROVISIONS A. BROAD FORM NAMED INSURED this Insurance applies and onty to the extent that The following is added to Paragraph A.1., Who Is person or organization qualifies as an "insured" I An Insured, of SECTION II—COVERED AUTOS under the Who Is An Insured provision contained LIABILITY COVERAGE: in Section It. Any organization you newly acquire or form dur- C. EMPLOYEE HIRED AUTO ing the policy period over which you maintain 1. The following is added to Paragraph A.1., 50% or more ownership Interest and that is not Who Is An Insured, of SECTION If — COV- separately insured for Business Auto Coverage. ERED AUTOS LIABILITY COVERAGE: Coverage under this provision is afforded only un- An "employee" of yours is an "insured" while til the 1801h day after you acquire or form the or- operating an "auto" hired or rented under a ganization or the end of the policy period, which- contract or agreement In an "employee's" ever is earlier, name, with your permission, While performing duties related to the conduct of your busl- B. BLANKET ADDITIONAL INSURED ness. The following Is added to Paragraph c. in A.1., 2. The following replaces Paragraph b. In B,6., Who Is An Insured, of SECTION II— COVERED Other Insurance, of SECTION IV — BUSl- AUTOS LIABILITY COVERAGE: NESS AUTO CONDITIONS: Any person or organization who Is required under b. For Hired Auto Physical Damage Cover- a mitten contract or agreement between you and age, the following are deemed to be cov- that person or organization, that Is signed and ered "autos"you own: executed by you before the "bodily Injury" or (1) Any covered "auto" you lease, hire, "property damage" occurs and that Is In effect rent or borrow; and during the policy period, to be named as an adds- (2) Any covered "auto" hired or rented by tional insured Is an "insured" for Covered Autos your "employee" under a contract in Liability Coverage, but only for damages to which an "employee's" name, with your CA T3 63 02 16 0 2645 The Travelers Indemnity Company.All righie reserved. Page 1 of 4 Includes copyrighted material or Insurance Services Ofiice,Eno,vrith Its permission. 00114300 25-25 G1.-Rd.-ir-Wc-PL I Sherry Young 1 12/2/2025 5:37:04 AM (PST) I Page 5 0' 11_