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Policy ANE5329238.24
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<br /> HISCOX PROm Architects, Engineers, and Construction Managers
<br /> Professional Liability Coverage Part
<br /> Pollutants means any solid, liquid, gaseous, biological, radiological,or thermal irritant or contaminant,
<br /> including smoke, vapor, dust,asbestos, silica, nanoparticles,fibers, mold, spores,fungi, soot,
<br /> fumes, acids, alkalis, chemicals, nuclear materials, bacteria,viruses, and waste.Waste includes,
<br /> but is not limited to, materials to be recycled, reconditioned, or reclaimed.
<br /> Pollution liability claim means a claim against you arising out of any actual,alleged,or threatened discharge,dispersal,
<br /> release, or escape of pollutants directly resulting from your performance of professional
<br /> services and includes the reasonable and necessary lees, costs, and expenses you incur with our
<br /> prior consent to test for, monitor,clean up, remove,contain,treat,detoxify, or neutralize
<br /> pollutants.
<br /> Potential claim means any acts, errors,or omissions of an insured or other circumstances reasonably likely to
<br /> lead to a claim covered under this policy.
<br /> Professional services means only the following services performed for others for a fee:
<br /> 1. those services requiring specialized knowledge,skill,training, experience, education,
<br /> certification, or licensing rendered in the capacity of an architect,engineer, landscape
<br /> architect, land surveyor or planner, construction manager, program manager, project manager,
<br /> owner's representative, LEED accredited professional, interior designer,scientist, technical
<br /> consultant,design consultant, environmental consultant,construction consultant, or forensic
<br /> consultant;and
<br /> 2. ordinary technology services rendered in the course of any of the services in part 1 above,
<br /> including your use of a drone, and the design,development, programming,analysis,training,
<br /> use, hosting, management, support,or maintenance of any software, database, internet
<br /> service, or website.
<br /> Professional services also includes the above services you perform pro bono with the prior
<br /> knowledge and consent of the named insured.
<br /> For purposes of this definition,"drone"means any unmanned aircraft system without a human pilot
<br /> onboard that: (i)is controlled by an operator on the ground; and(ii)weighs 55 pounds or less.
<br /> Property damage means physical damage to or destruction of any tangible property which directly results from your
<br /> performance of professional services, and any resulting loss of use of that property.
<br /> Retention means the applicable amount(s)stated as such under the Architects, Engineers, and Construction
<br /> Managers Professional Liability Coverage Part section of the Declarations, including any amount
<br /> that corresponds to a specific coverage enhancement or sublimit in this Coverage Part.
<br /> Third party discrimination means any non-physical harassment of or unlawful discrimination against a person or entity other
<br /> than an insured or an employee of an insured, including any resulting violation of civil rights, but
<br /> only if such harassment or discrimination directly results from your performance of professional
<br /> services.
<br /> You, your, or insured means a named insured, subsidiary,joint venture, acquired entity, insured organization,
<br /> employee, independent contractor, or additional insured,as defined in Section Ill.Who is an
<br /> insured.
<br /> Vlll. Other provisions
<br /> affecting
<br /> coverage
<br /> Waiver of subrogation A. With respect to any payment we make under this Coverage Part for any claim arising from
<br /> your professional services performed for any client of yours,we agree to waive any right
<br /> of recovery we may have against such client, provided you have agreed in a written contract
<br /> or agreement prior to your performance of the professional services giving rise to the
<br /> claim to waive your rights of recovery against such client.
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