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16. fNDEMNITY: Tenant shall indemnify, defend, and hold harmless City, and its <br /> respective agents, representatives, employees, subsidiaries and affiliates ("Covered Parties") from <br /> and against any and all actions, suits, claims, demands,judgments, losses, expenses, or liabilities, <br /> injuries and damages to persons and property, including death,arising out of or related to Tenant's <br /> use of the Premises, the entry by any Tenant Party on the License Area or surrounding property, <br /> or Tenant's breach or default in the performance of any of its obligations under this Agreement., <br /> provided, however, that Tenant will not be obligated to indemnify the Covered Parties from any <br /> claims arising solely from the gross negligence or willful misconduct of a Covered Party. If any <br /> action or proceeding is brought against any Covered Party by reason of any such claim, Tenant, <br /> upon receipt of written notice from Covered Party, shall defend the same at Tenant's expense with <br /> legal counsel reasonably acceptable to Covered Party. Payment shall not be a condition precedent <br /> to recovery under any indemnification in this Agreement, and a finding of liability or an obligation <br /> to indemnify shall not be a condition precedent to the duty to defend.The provisions of this Section <br /> 16 shall survive the termination or expiration of this Agreement. <br /> 17. INSURANCE: Throughout the Term or any Extension Period, Tenant shall maintain <br /> insurance as described below: <br /> Lessee shall procure and maintain for the duration of the contract insurance against claims <br /> for injuries to persons or damage to property which may arise from or in connection with the <br /> Lessee's operation and use of the leased premises. The cost of such insurance shall be borne by <br /> Lessee. <br /> MINIMUM SCOPE AND LIMIT OF INSURANCE <br /> Coverage shall be at least as broad as: <br /> • Commercial General Liability (CGL) Insurance Services Office Form CG 00 01 <br /> coverage CGL on an "occurrence" basis, including products and completed operations, <br /> property damage, bodily injury and personal & advertising injury with limits no less than <br /> $2,000,000 per occurrence, and $4,000,000 in the aggregate. <br /> + Worker's Compensation insurance as required by the State of California, with statutory <br /> limits and Employer's Liability insurance with limits of no less than $1,000,000 per <br /> accident for bodily injury or disease. (This applies to lessees with one or more employees.) <br /> • Automobile Liability (AL): Insurance Services Office Form CA 00 01 covering Code 1 <br /> (any auto), with combined single limits of$5,000,000. <br /> • Property Insurance coverage shall be on a broad form basis against all perils for damage <br /> to and loss of property, and tenant improvements or betterments, at full replacement cost <br /> with no coinsurance penalty provision. <br /> These insurance requirements shall not in any way act to reduce coverage that is broader or <br /> includes higher limits than the minimums shown above. If the Lessee maintains broader coverage <br /> and/or higher limits than the minimums shown above,the City requires and shall be entitled to the <br /> broader coverage and/or the higher limits maintained by the Lessee. Any available insurance <br /> proceeds in excess of the specified minimum limits of insurance and coverage shall be available <br /> Page 4 of 12 <br />