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Business Auto Coverage Expansion Summary <br /> M - AmTrust's Business Auto <br /> Coverage Expansion is a <br /> comprehensive coverage <br /> enhancement designed for small <br /> businesses. For minimal cost, <br /> your insureds can have business <br /> •"a auto coverages second to none. <br /> Please see a few highlights of this <br /> coverage below. <br /> • Certain newly acquired or formed organizations • Blanket waiver of subrogation granted for an <br /> covered up to 180 days insured contract <br /> • Your employees are defined as an insured • Failure to disclose wording broadened for <br /> for autos rented in their own name (with your unintentional acts <br /> permission) in the conduct of your business . Hired car physical damage coverage <br /> • Blanket additional insured status when required amendment of other insurance provisions as to <br /> by a covered contract or agreement covered autos and autos rented by individual <br /> • Increased supplementary payments for employees in your business; you must have <br /> expenses incurred by you at our request hired and non-owned auto coverage for this <br /> physical damage enhancement to apply <br /> • Fellow employee exclusion removed <br /> • Towing and labor cost covered if labor is • Deductible waived for covered auto on glass <br /> performed at the place of disablement; limit if repaired <br /> $500 per disablement with no deductible • Limited personal effects coverage in covered <br /> • Increased temporary transportation expenses for auto up to $2,500 per loss with no deductible <br /> covered theft of a private passenger auto (limits • Downtime loss coverage up to a maximum of <br /> $50 per day/$1,000 maximum with 48-hour $100 per day/ 30 days <br /> wait period) • Rental Reimbursement coverage up to a <br /> • Accidental airbag discharge recovery cost maximum of$100 per day/ 30 days <br /> • Loss payee/lessee loan gap coverage for a • Diminishing deductible with loss-free policy <br /> covered total loss of an auto periods <br /> • Single deductible applies on multi-unit claims • Insurance is primary and noncontributory <br /> • Narrowed requirements for knowledge of loss <br /> This coverage highlight otAmTrusf North America's Business Automobile Expansion Coverage Endorsement CA990187 does not grant any coverage, <br /> nor form a part of your policy.For the actual coverage wording,please refer to the applicable form CA990187.$250 flat charge per policy. <br /> r• <br /> AmTrust North America <br /> An AmTrust Financial Company <br /> Business Auto 7r15 Your Success is©ur Policy.0 <br />