THOMAS HOUSE TEMPORARY SHELTER (2)

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We will pay for towing and labor costs "auto" caused by the same"accident". No each time that a covered "auto"is deductible will apply to this coverage. disabled. All labor must be performed at H. "Downtime Loss" Coverage the place of disablement of the covered Item 4.Coverage Extensions, of "auto". Paragraph A. Coverage, under SECTION a. The limit for towing and labor for Ill, PHYSICAL DAMAGE COVERAGE, is each disablement$500; amended to add: b. No deductible applies to this cover- "Downtime Loss" Coverage age. We will pay any resulting "downtime loss" E. Item 3. Glass Breakage—Hitting A Bird expenses you sustain as a result of a Or Animal—Falling Objects or Missiles of covered physical damage"loss"to a Paragraph A. Coverage under SECTION III covered "auto" up to a maximum of$100 --PHYSICAL DAMAGE COVERAGE, is per day, for a maximum of 30 days for the amended to add: same physical damage"loss", subject to Glass Repair Coverage the following conditions: We will waive the Comprehensive a. We will provide"downtime loss beginning deductible for Glass, if one is indicated on on the 5f"day after we have given you your covered"auto", for glass repairs. We our agreement to pay for repairs to a will repair at no cost to you, any glass that covered "auto" and you have given the can be repaired without replacement, repair facility your authorization to make provided the"loss" arises from a covered repairs; Comprehensive"loss"to your"auto". b.Coverage for"downtime loss" expenses F. Increase Of Transportation Expense will end when any of the following occur: Coverage (1) You have a spare or reserve"auto" Subpart a.Transportation Expenses of available to you to continue your Item 4.Coverage Extensions of Paragraph operations. A.Coverage under SECTION III— (2) You purchase a replacement"auto". PHYSICAL DAMAGE COVERAGE is (3) Repairs to your covered "auto" have amended to read; been completed by the repair facility a. Transportation Expenses and they determine the covered We will pay up to$50 per day to a "auto" is road-worthy. maximum of$1,000 for temporary (4) You reach the 30 day maximum transportation expense incurred by you coverage. because of the total theft of a covered "auto"`of the private passenger type. i. Item 4. Coverage Extensions, of We will pay only for those covered Paragraph A Coverage, under SECTION ' III. PHYSICAL DAMAGE COVERAGE, is "autos for which you carry either amended to add: Comprehensive or Specified Causes of Loss Coverage or Theft Coverage. We We will pay any resulting rental will pay for temporary transportation reimbursement expenses incurred by you for expenses incurred during the period a rental of an"auto" because of"loss"to a beginning 48 hours after the theft and covered "auto' up to a maximum of$100 per ending; regardless of the policy's day,for a maximum of 30 days for the same expiration,when the covered"auto" is physical damage"loss", subject to the returned to use or we pay for its"loss". following conditions: G. "Personal Effects" Coverage a. We will provide rental reimbursement Item 4.Coverage Extensions of.Paragraph incurred during the policy period A. Coverage, under SECTION ill beginning 24 hours after.the"lass"and PHYSICAL DAMAGE COVERAGE, is ending, regardless of the policy amended to add: expiration, with the number of days reasonably required to repair or replace "Personal Effects" Coverage the covered "auto". If the."loss" is We will pay actual cash value for"lass"to caused by theft, this number of days is "personal effects" of the"insured"while in the number of days it takes to locate the a covered "auto" subject to a maximum covered"auto"and return it to you or the limit of$2,500 per"loss", for that covered Page 2 of 4 Includes Copyrighted Material of Insurance Services Offices, Inc. CA990187 07 15 Used with permission