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❑ Saddle Animal <br /> Any liability,claim,or"suit"based upon,arising out of,or in anyway involving the ownership,operation,maintenance, <br /> use, loading, or unloading of any saddle animal, including, but not limited to, riding on any saddle animal or riding <br /> on any vehicle which is drawn or powered by any animal. <br /> ❑ Sailboat <br /> Any liability,claim,or"suit"based upon,arising out of,or in anyway involving the ownership,operation,maintenance, <br /> use, or"loading or unloading"in practicing,qualifying,or testing for any racing,speed,demolition,or stunting activity <br /> which involves any sailboat. <br /> ❑ Snow Mobile <br /> Any liability,claim,or"suit"based upon,arising out of,or in any way involving the ownership,operation,maintenance, <br /> use, or"loading or unloading" of any snow mobile. <br /> ❑ Snow Sled <br /> Any liability,claim,or"suit"based upon,arising out of,or in anyway involving the ownership,operation,maintenance, <br /> use, or"loading or unloading" of any equipment or device used for snow sledding including, but not limited to, any <br /> inflatable tube, saucer, sled, toboggan or bobsled.This exclusion does not apply when such equipment or device is <br /> used by you, your"employee", or ski patrol to provide emergency rescue or first aid. <br /> ❑ Water Hazard <br /> Any liability, claim, or "suit" based upon, arising out of, or in any way involving any "body of water" on or directly <br /> adjacent to the insured's premises. <br /> For the purpose of this exclusion, "body of water" means any natural or manmade pond, lake, river, stream, creek, <br /> ocean, pool, or water storage or retention structure that sits at or below ground level. <br /> B. The exclusions specified by title in the Schedule of this endorsement do not apply to the exceptions specified in the <br /> Schedule of this endorsement, if any. <br /> All other terms and conditions remain unchanged. <br /> MGL 1365 07 21 Includes copyrighted material of Insurance Services Office, Inc., Page 3 of 3 <br /> with its permission. <br />