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ATTACHMENT ONE
<br /> (CONTINUED)
<br /> CLTAIALTA HOMEOWNER'S POLICY OF TITLE INSURANCE(12-02-13)
<br /> EXCLUSIONS
<br /> In addition to the Exceptions In Schedule B,You are not Insured against loss,costs,attorneys'fees,and expenses resulting from:
<br /> 1. Governmental police power,and the existence or violation of those portions of any law or government regulation concerning:
<br /> a. building;
<br /> b. zoning;
<br /> c. land use;
<br /> d. improvements on the Land;
<br /> e. land division;and
<br /> f. environmental protection.
<br /> This Exclusion does not limit the coverage described in Covered Risk 8.a„ 14, 15,16,18, 19,20,23 or 27.
<br /> 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does
<br /> not limit the coverage described in Covered Risk 14 or 15.
<br /> 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described In Covered Risk 17.
<br /> 4. Risks:
<br /> a, that are created,allowed,or agreed to by You,whether or not they are recorded in the Public Records;
<br /> b, that are Known to You at the Policy Date,but not to Us,unless they are recorded in the Public Records at the Policy Date;
<br /> c. that result in no loss to You;or
<br /> d, that first occur after the Policy Date-this does not limit the coverage described In Covered Risk 7,8.e.,25,26,27 or 28.
<br /> 5. Failure to pay value for Your Title.
<br /> 6. Lack of a right:
<br /> a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A;and
<br /> b. in streets,alleys,or waterways that touch the Land.
<br /> This Exclusion does not limit the coverage described in Covered Risk 11 or 21,
<br /> 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state
<br /> insolvency,or similar creditors'rights laws.
<br /> 8. Contamination,explosion,fire,flooding,vibration,fracturing,earthquake or subsidence.
<br /> 9. Negligence by a person or an Entity exercising a right to extract or develop minerals,water,or any other substances.
<br /> LIMITATIONS ON COVERED RISKS
<br /> Your insurance for the follo%ing Covered Risks is limited on the Owner's Coverage Statement as follows:
<br /> For Covered Risk 16, 18, 19 and 21,Your Deductible Amount and Our Maximum Dollar Limit of Liability shown
<br /> in Schedule A.
<br /> The deductible amounts and maximum dollar limits shown on Schedule A are as follows:
<br /> Your Deductible Amount Our Maximum Dollar Limit of„Liability
<br /> Covered Risk 16: 1.00%of Policy Amount Shown in Schedule A or$2,500.00 $ 10,000.00
<br /> (whichever is less)
<br /> Covered Risk 18: 1.00%of Policy Amount Shown in Schedule A or$5,000.00 $ 25,000.00
<br /> (whichever is less)
<br /> Covered Risk 19: 1.00%of Policy Amount Shown in Schedule A or$5,000.00 $ 25,000.00
<br /> (whichever is less)
<br /> Covered Risk 21: 1.00%of Policy Amount Shown in Schedule A or$2,500.00 $ 5,000.00
<br /> (whichever is less)
<br /> Page 16 of 20
<br /> Attachment One(11/04122)
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