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Policy Contract and Endorsements <br /> Your insurance policy and any endorsement(s) contain a full explanation of your coverage.The policy contract is form U-10 MIC <br /> California Auto Policy(03/2023).The contract is modified by endorsement(s): U-900 Amendatory Endorsement-California. <br /> U-176 CA 03/2023 Page 3 of 3 <br />