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Insurance Requirements <br /> User shall procure and maintain for the duration of the agreement,the following insurance coverages: <br /> MINIMUM SCOPE AND LIMIT OF INSURANCE <br /> User shall maintain limits of insurance coverage in the following minimum amounts and shall be at least as <br /> broad as: <br /> • Commercial General Liability(CGL): Insurance Services Office Form CG 00 01 covering CGL <br /> on an"occurrence"basis, including products and completed operations;property damage, bodily <br /> injury and personal & advertising injury with limits no less than$1,000,000 per occurrence and <br /> $2,000,000,aggregate. <br /> • Sexual Abuse or Molestation Liability (SAME): If the CGL policy referenced above is not <br /> endorsed to include affirmative coverage for sexual abuse or molestation, User shall obtain and <br /> maintain a policy covering Sexual Abuse and Molestation with a limit of no less than$1,000,000 <br /> per occurrence or claim. <br /> • Automobile Liability(AL): Insurance Services Office Form CA 00 01 covering Code I (any <br /> auto),with combined single limits of$1,000,000.In the event User does not maintain commercial <br /> automobile liability insurance,City will accept evidence of personal automobile insurance, <br /> provided that such policy is endorsed for business use and provides coverage with a minimum <br /> Limit of$1,000,000.Required policy limits can be met with primary and umbrella/excess <br /> insurance policies. <br /> • Workers' Compensation (WC): as required by the State of California,with statutory limits, and <br /> Employer's Liability Insurance with limit of no less than$1,000,000 per accident, per employee, <br /> per policy for bodily injury or disease.This requirement can be waived if User has no employees. <br /> User attests that its workers' compensation coverage extends to all persons who will be working <br /> with the City under the agreed scope of services. <br /> If User maintains broader coverage and/or higher limits than the minimums shown above, City <br /> requires and shall be entitled to the broader coverage and/or the higher limits maintained by User. <br /> Any available insurance proceeds iri excess of the specified minimum limits of insurance and <br /> coverage shall be available to City. <br /> Other Insurance Provisions , <br /> The insurance policies are to contain,or be endorsed to contain,the following provisions: <br /> 1. CGL, SAML and AT,policies: City of Santa Ana,its City Council,its officers,officials, E <br /> employees, agents, and volunteers are to be covered as additional insureds with respect to t <br /> liability arising out of work or operations performed by or on behalf of the User including <br /> materials,parts, equipment,and personnel furnished in connection with such work or <br /> operations. <br /> 2. CGL, AL, and WC policies: Insurance company(ies)agrees to waive all rights of <br /> subrogation against City,its City Council,its officers, officials,employees,agents,and <br /> volunteers for losses paid under the terns of any policy which arisa from work performed by <br /> User for City. <br /> t <br /> I <br /> k <br />