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Employee Group Insurance Renewals <br />August 1, 1994 <br />Page Two of Fire <br />All rates discussed in this memorandum are monthly and based on a <br />continuation of the existing benefits. <br />Ali PLANS <br />CIGNA Health lans <br />The City offers two CIGNA HMOs, a clinic type and an individual <br />practice type. Both plans are rated on a combined basis; thus <br />rates are the same, The renewal rates are substantially lower than <br />last year and maintain current benefit levels. <br />Health Net <br />The Health Net rates will remain unchanged for single coverage and will <br />decrease for family coverage, In addition, Health Net has provided a <br />two year rate guarantee. The plan benefits will remain unchanged, <br />092 <br />C i"I <br />