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�i <br />transactions through the account that directly or indirectly involve or are related to unlawful Internet gambling, including, without <br />limitation, the acceptance or receipt of any funds or deposits in connection therewith. <br />8. Overdrafts. <br />8.t The Bank may debit the Account even though the debit may bring about or increase an overdraft. Unless otherwise agreed in writing, <br />any overdraft shall be immediately due and payable by the Customer to the Bank. If the Bank permits an overdraft, the Bank is <br />authorized to charge interest on the amount of the overdraft as long as the overdraft is outstanding, at the rate determined by the Bank, <br />up to the maximum rate permitted by law at the time of the overdraft or at the specific rate agreed in writing between the Customer and <br />the Bank. Whether or not the Bank pays an Item that brings about or increases an overdraft, the Bank may deduct the applicable <br />overdraft fees and expenses from the Account without notice. Unless agreed in writing, the Bank is under no obligation to permit any <br />overdraft or to continue to permit overdrafts after having permitted an overdraft, notwithstanding any prior action or course of dealing. <br />8.2 When Items and other debits to the Account are presented to the Bank for payment oh the same day and there are insufficient available <br />funds in the Account to pay all of these transactions, the Bank may choose the order in which it pays transactions, including, without <br />limitation, the largest transaction first or any other order determined by the Bank, in its sole discretion. <br />9. Agents; Information. <br />The Customer authorizes the Bank to retain an agent to perform data processing, collection and other services that the Bank considers <br />necessary or desirable and to modify or terminate the Bank's arrangements with the Bank's agents at any time. The Customer agrees <br />that requests, Instructions, and information with respect to Accounts, the Customer itseH, or transactions to be disclosed in accordance <br />with the Account Terms, may be transmitted across national boundaries and through networks, including networks owned and operated <br />by third parties. The Customer authorizes the Bank to disclose information with respect to any Account and Service, the Customer <br />itself, or any transaction in which: (i) the disclosure, in the Bank's opinion, is necessary or desirable for the purpose of allowing the Bank <br />to perform its duties and to exercise its powers and rights hereunder; (ii) the disclosure is to a proposed assignee of the rights of the <br />Bank; (iii) the disclosure is to a branch, affiliate, subsidiary, employee or agent of the Bank or to its auditors, regulators or legal advisers; <br />(iv) the disclosure is to the auditors of the Customer; or (v) the disclosure is permitted or required by law, regardless of whether the <br />disclosure is made in the country in which the Customer resides, in which the Account is maintained, or in which the transaction is <br />conducted. <br />10. Liability Limitation; Force Majeure. <br />t O, t The Bank, its agents, employees, officers and directors, shall not be liable for any tlamage, loss, expense or liability of any nature which <br />the Customer may suffer or incur, except to the eMent of direct losses or expenses attributable to the gross negligence or willful <br />misconduct of the Bank, its agents, employees, officers or directors. The Bank, its agents, employees, officers and directors shall not, in <br />any event, be liable for indirect, special, consequential or punitive loss or damage of any kind (including, but not limited to lost profits), <br />whether or not foreseeable, even if the Bank, its agents, employees, officers or directors have been advised of the likelihood of such <br />loss or tlamage, and regardless of whether the claim for loss or damage is made in negligence, gross negligence, for breach of contract <br />or otherwise; provided, however, that the foregoing shall not apply to the eMent such loss or damage is caused by fraud on the part of <br />the Bank, its agents, employees, officers or directors. <br />'10.2 Neither the Bank nor the Customer shall be liable for any loss or damage to the other for its failure to perform or delay in the <br />performance of its obligation resulting from an act of Gotl, act of governmental authority, de jure or de facto, legal constraint, war, <br />terrorism, catastrophe, fire, flood or electrical, computer, mechanical or telecommunications failure, or failure of any agent or <br />correspondent, or unavailability of a payment system, or any cause beyond its reasonable control. <br />� t . Indemnity. <br />The Customer agrees to indemnify and hold the Bank, and its agents, employees, officers and directors, harmless from and against any <br />and all claims, damages, demands, judgments, liabilities, losses, costs and expenses (including attorneys' fees) resulting directly or <br />indirectly from: (i) the Bank's acceptance or execution of any request or direction, including, without limitation, Items and Instructions <br />issued in the name of an Authorized Person; or (ii) the Bank's payment of any taxes, interest or penalty otherwise due from the <br />Customer paid on the Customer's behalf, or for which the Bank has no responsibility under the Account Terns. <br />12. Notices. <br />All Account Statements and notices may be sent to the Customer by ordinary mail, courier, facsimile transmission, electronic <br />transmission (including but not limited to SWIFT communication), through interne[ sites, or by such other means as the Customer and <br />the Bank agree upon from time to time, at the address of the Customer on the books and records of the Bank. Unless otherwise <br />arranged, all notices to the Bank must be sent to the Bank to the officer or service representative managing the Account, and must be <br />sent by ordinary mail, by courier, by facsimile transmission, by electronic transmission or by such other means as the Customer and the <br />Bank agree upon from time to time. The Bank shall have a reasonable time to act on any notices received. <br />13. Termination. <br />Unless otherwise agreed, either the Bank or the Customer may close an Account or terminate a Service by giving the other party not <br />less than thirty (30) calendar days' prior written notice of intent to close or terminate. Notwithstanding the foregoing, either party may <br />PN: 350914 DOC ID: 2 Page I4 of SI <br />