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<br />L. The following provisions are applicable to Customers (or, where applicable, Authorized Users) located in the following jurisdictions:
<br />Australia, Cambodia, Peoples Republic of China, Hong Kong, India, Indonesia, Japan, Korea, Malaysia, Pakistan, Philippines, Singapore,
<br />Sri Lanka, Republic of China, Thailand and Vietnam.
<br />The Customer hereby consents to the disclosure of any information relating to the Customer to (i) any bank examiner(s), the Bank's
<br />head -office and other branch offices, its affiliates and associates, assignees or prospective assignees, (ii) the Bank's auditors, counsel
<br />and other professional advisers and (iii) any other Bank's subcontractors or agents, in each case whether in India or elsewhere, as the
<br />Bank may, in good faith, consider necessary or desirable, including without limitation:
<br />t . for the collation, synthesis, processing and management of data and the storing of data relating to any Accounts held or transactions
<br />undertaken by the Customer;
<br />2. the reporting of transaction details and other customer - related information for global risk management, MIS and regulatory reporting
<br />and monitoring;
<br />3- the monitoring of the Bank's global credit exposure to its clients and others;
<br />4. for effecting any instruction by the Customer or any transaction for the benefit of the Customer, or effecting any disclosure that may
<br />be required of the Bank by any such party;
<br />5. enhanced operational, technology, finance and other support function ef£ciencies, or
<br />6- as may be required by law, regulations or legal process, provided that the Bank shall take such measures as it considers reasonable
<br />to preserve the confidentiality of such information or documents. The Bank shall at all times maintain in con£dence all confidential
<br />information and documents relating to the Customer that are in the Bank's possession subject to the Bank's right to disclose such
<br />information and documents.
<br />M. The following provisions are applicable to Customers (or, where applicable, Authorized Users) located in the following jurisdictions:
<br />Cambodia, Peoples Republic of China, India and Thailand.
<br />Any dispute arising out of or in connection with the services provided pursuant to these Service Terms, including any question regarding
<br />its existence, validity or termination, shall be referred to and finally resolved by arbitration in Singapore in accordance with the Arbitration
<br />Rules of the Singapore International Arbitration Centre for the time being in force, which rules are deemed to be incorporated by
<br />reference in this clause. The International Arbitration Act (Cap '143A) shall apply. The tribunal shall consist of a single arbitrator to be
<br />appointed by the Chairman of the Singapore International Arbitration Centre. The arbitral proceedings shall be conducted in the English
<br />language and any award or awards shall be rendered in English. The award of the arbitrator shall be final and conclusive and binding
<br />upon the parties, and the parties shall be entitled (but not obliged) to have judgment.
<br />The arbitrator shall in all instances be required to apply the substantive law of the State of Ohio, United States of America (without
<br />reference to the conflict of laws rules thereof) and to enforce and apply the terms of these Service Terms and the Account
<br />Documentation as applicable to the services provided under these Service Terms. Under no circumstances shall the arbitrator be
<br />permitted to award: (i) punitive damages; or (ii) damages of any nature in excess of the amount claimed. In addition, all statutes of
<br />limitation that would be applicable in any court proceeding involving the same subject matter shall apply in any arbitration proceeding
<br />brought hereunder. Nothing in this clause shall be deemed to exclude the right of either party to apply for interim injunctive relief from the
<br />State or Federal courts of the State of New York, United States of America, provided that any court proceedings shall be restricted to
<br />such purposes only, unless the parties agree otherwise.
<br />Notwithstanding the above, any disputes related solely to a Customer Account opened and maintained in a state or jurisdiction other than
<br />New York shall be governed by the laws of that state or jurisdiction (without reference to the conflicts of law rules thereof).
<br />N. The following provisions are applicable to Customers (or, where applicable, Authorized Users) located in the following jurisdictions:
<br />Indonesia and Republic of China (Taiwan).
<br />Notwithstanding anything to the contrary contained in these Service Terms and the Account Documentation as applicable to the services
<br />provided under these Service Terms, the Bank shall have the right to proceed against the Customer in any other competent court in any
<br />other jurisdiction where the Customer's assets are situated from time to time and the Customer agrees to submit to the jurisdiction of any
<br />court so chosen by the Bank. The Customer further agrees to waive any objections on the ground of venue or forum non coveniens or
<br />any similar ground. The taking of proceedings in any jurisdiction shall not preclude the taking of proceedings in any other jurisdiction
<br />whether concurrently or not. The Customer irrevocably and unconditionally waives any objection it may now or subsequently have to the
<br />choice of venue of any legal action arising out of or relating to these Service Terms and the Account Documentation as applicable to the
<br />services provided under these Service Terms. The Customer also agrees that a final judgment against it in any such legal action shall be
<br />final and conclusive.
<br />O. European Union
<br />PN: 350914 DOC ID: 4 Page 39 of S7
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