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Mernorandum Of Liability Insurance Effective. 4/1111 411112- PRODUCER: THIS MEMORANDUM IS ISSUED AS A MATTER OF INFORMATION ONLY TO Willis of New York, Inc. AUTHORIZED VIEWERS FOR THEIR INTERNAL USE ONLY AND CONFERS NO 200 Liberty Street RIGHTS UPON W VVFR OF TMS, Mr.MQWDUM OTHER THAN THOSE PROVIDED FOR IN i:�� POLICY., THIS MEMOFk01JM DOES NOT AMEND, EXTEND One World Financial Center OR ALTER THE COVERAGE DESCRIBED BELOW. THIS MEMORANDUM MAY ONLY BE COPIED, PRINTED AND DISTRIBUTED WITHIN AN AUTHORIZED VIEWER AND New York, NY 10281 MAY ONLY BE USED AND VIEWED BY AN AUTHORIZED VIEWER FOR ITS INTERNAL USE. ANY OTHER USE, DUPLICATION' OR DISTRIBUTION OF THIS MEMORANDUM WITHOUT PRIOR WRITTEN CONSENT IS PROHIBITED. COMPANIES AFFORDING COVERAGE COMPANY A Liberty Mutual Fire Insurance Company INSURED: COMPANY JPMorgan Chase & Co. and subsidiary, affiliated, and associated B Liberty Insurance Corporation COMPANY companies thereof 270 Park Avenue C ACE American Insurance Company New York, NY 10017-2070 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS MEMORANDUM MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CID TYPE 0 1 FINSURANCE POLICY NUMBER POLICY EFFECTIVE POLICY EXPIRATION A GENERAL LIABILITY EACH OCCURRENCE $5,000,000 PERSONAL & ADV INJURY $5,000,000 X COMMERCIAL GENERAL LIABILITY __ —1 CLAIMS MADE N OCCUR TB2-621-004667-161 (US) 4/1/11 4/1/12 PRODUCTS-COMP/OP AGG $5,000,000 X Blanket Additional Insured KEl-621-004667- GENERAL AGGREGATE $5,000,000 121(Canada) Damage to Rented Premises (Ea $1,000,000 X Per Location Aggregate X1 Blanket Contractual Liability MED EXP (Any One Person) $ A AUTOMOBILE LIABILITY X ANY AUTO COMBINED SINGLE LIMIT $5,000,000 ALL OWNED AUTOS AS2-621-004667-181 4/1111 411/12 BODILY INJURY $ SCHEDULED AUTOS (Per Person) HIRED AUTOS BODILY INJURY $ NON-OWNEDAUTOS (Per Accident) PROPERTY DAMAGE $ (Per accident) B WORKERS COMPENSATION AND WA7-62D-004667-201 Workers Comp Limits Statutory EMPLOYERS' LIABILITY WA7-62D-004667-261 4/1/11 4/1/12 — EL EACH ACCIDENT $1,000,000 WC7-621-004667-131 EW7-62N-004667-191 EL DISEASE-POLICY LIMIT $1,000,000 EL DISEASE-EA EMPLOYEE $1,000,000 C I UMBRELLA LIABILITY XOOG25830568 4/1/11 4/1112 $10,000,000 'ADDITIONAL, INFORMATION The Insurance maintained by JIPMorgan Chase & Co. provides for the following coverage enhancements, per the terms of our signed contracts, leases, and/or agreements. Blanket Additional Insured where required Coverages are primary and non-contributory where required Blanket Contractual Liability Host Liquor Liability is included in the General Liability policy Waiver of Subrogation is included where required The Landlord, Landlords Agent(s), Landlords Lender(s), Ground Lessor(s), Vendors, Clients and any other party as required by the signed contract, lease and/or lease agreement are listed as additional insured as their interests may appear and when applicable. The Memorandum of Insurance serves solely to list Insurance policies, 11 Its m and dates of coverage� Any modifications he, -