NABIH YOUSSEF ASSOCIATES 4 - 2011

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M CERTIFICATE OF LIABILITY INSURANCE Acord Date 10/M5D013R) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an j� IN fQJSI)f the FF��gqlicy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policie l 1' n or en *A(ftitement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER (Ff a Ct 3;- , 1 c1 Risk Strategies Company ( "1 f A ANA 2040 Main Street, Suite 580 ' ` Ott% CONTACT Sherry Young NAME: A PHONE /CNo,Ext: 949.242.9240 FAX 949.596.0866 EMAIL syoung @risk - strategies.com ADDRESS: Irvine, CA 92614 Lic. #OF06675 INSURERS AFFORDING COVERAGE NAIC # INSURED - INSURER A: Citizens insurance Co. of America 31534 Nabih Youssef & Associates INSURER B: Hanover American Insurance Co. 36034 800 Wilshire Blvd., Ste 200 Los Angeles, CA 90017 INSURER C: INSURER D: INSURER E: Ar° 7U! ! °17 2.2.. INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE ADDL INSR SUBR WVO POLICY NUMBER POLICY EFF MWDOIVVVV POLICY EXP MWDDM'YY LIMITS GENERAL L LIABILITY EACH OCCURRENCE $1,000,000 A X COMMERCIAL GENERAL LIABILITY OB3921707202 10/13/13 10/13/14 DAMAGE TO RENTED PREMISES (Ea occurrence) $1,000,000 CLAIMS -MADE EXI OCCUR MED EXP(Any one person) $5,000 PERSONAL B ADV INJURY $1,000,000 GENERAL AGGREGATE $2,000,000 GEN'L. AGGREGATE LIMIT APPLIES PER PRODUCTS - COMPIOP AGG $2,000,000 POLICY X PROJECT LOU $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT (Ea accident) $ BODILY INJURY (Per person) $ ANY AUTO ALLOWNEDAUTOS SCHEDULED AUTOS NOW HIRED AUTOS OWNED AUTOS BODILY INJURY (Par accident) $ PROPERTY DAMAGE (Per accident) $ UMBRELLA LIAR OCCUR EACH OCCURRENCE $ EXCESS LIAR CLAIMS- MADE AGGREGATE $ DED RETENTION $ $ WORKERS COMPENSATION ANDEMPLOYERS'LIABILITV YIN X WCSTATU- TORY LIMITS OTH- ER B ANY PROPRIETORIPARTNER /EXECUTIVE/ OFFICER /MEMBER EXCLUDED? ❑ (Mandatory in N.H.) If yes, describe under DESCRIPTION OF NIA WZ3905232002 03/06/13 03/06/14 E.L. EACH ACCIDENT $1,000,000 E.L. DISEASE - EA EMPLOYEE $1 A00,000 E.L. DISEASE - POLICY LIMIT $1,000,000 OPERATIONS below DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (Attach ACORD 101, Additional Remarks Schedule, if more space is required) Pr0'ects as on file with the insured including but not limited to City of Santa Ana One Broadway, W.O. 07332.01. CERTIFICATE HOLDER CANCELLATION City of Santa Ana SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH Clerk of the City Council THE POLICY PROVISIONS. 20 Civic Center Plaza (M -30) AUTHORIZED REPRESENTATIVE P.O. Box 1988 Santa Ana, CA 92702 ACORD 25 (2010105) @1.8.2010 ACORD CORPORATION. All rights reserved.