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Known Changes in Income <br />If SAHA verifies an upcoming increase or decrease in income, annual income will be <br />calculated by applying each income amount to the appropriate part of the 12-month period. <br />Example: An employer reports that afull-time employee who has been receiving $6/hour <br />will begin to receive $6.25/hour in the eighth week after the effective date of the <br />reexamination. In such a case SAHA would calculate annual income as follows: ($6/hour x <br />40 hours x 7 weeks) + ($6.25 x 40 hours x 45 weeks). <br />The family may present information that demonstrates that implementing a change before its <br />effective date would create a hardship for the family. In such cases SAHA will calculate <br />annual income using current circumstances and then require an interim reexamination when <br />the change actually occurs. This requirement will be imposed even if SAHA's policy in <br />Chapter 11 does not require interim reexaminations for other types of changes. <br />Using HUD's Enterprise Income Verification (EIV) to Project Income <br />SAHA is required to use HUD's Enterprise Income Verification (EIV) system in its entirety as a <br />third party source to verify employment and income information, and to reduce administrative <br />subsidy payment errors in accordance with HUD administrative guidance [24 CFR 5.233(a)(2)] <br />effective January 31, 2010, as published at 74 FR 68924, on December 29, 2009. <br />The EIV System is a web-based application, which provides PHAs with employment, wage, <br />unemployment compensation and social security benefit information of tenants who participate in the <br />Public Housing and various Section 8 programs under the jurisdiction of the Office of Public and <br />Indian Housing (PIH). This system is available to all PHAs nationwide. Information in EIV is <br />derived from computer matching programs initiated by HUD with the Social Security Administration <br />(SSA) and the U.S. Department of Health and Human Services (HHS), for all program participants <br />with valid personal identifying information (name, date of birth (DOB), and social security number <br />(SSN)) reported on the form HUD-50058. <br />SAHA staff is required to review the EIV Income Report of each family before or during mandatory <br />annual and interim reexaminations of family income and/or composition to reduce tenant under <br />reporting of income and improper subsidy payments. EIV is classified as an UIV technique (or <br />automated written third party verification), which helps to identify income sources and/or amounts <br />that the tenant may not have disclosed. This UIV technique in many instances will reduce the need to <br />mail or fax third party verification request forms to an income source. EIV also provides various <br />reports to assist PHAs with the following: <br />a. Identifying tenants whose reported personal identifiers do not match the SSA database; <br />b. Identifying tenants who need to disclose a SSN; <br />c. Identifying tenants whose alternate identification number (Alt ID) needs to be replaced with a <br />SSN; <br />d. Identifying tenants who may not have reported complete and accurate income information; <br />e. Identifying tenants who have started a new job; <br />f. Identifying tenants who may be receiving duplicate rental assistance; <br />g. Identifying tenants who are deceased and possibly continuing to receive rental assistance; <br />iii29iio Page 6-6 <br />