29A - CONSOLIDATED PLAN UPDATE Exhibit 1

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2010/11 - 2014 -15 CITY OF SANTA ANA CONSOLIDATED PLAN I 2011/12 ACTION PLAN endeavor to complete a HMDA analysis of the top 10 lenders in Orange County to compare and contrast loan denial rates. FHCOC will also conduct a follow -up analysis of loan denial rates at the neighborhood level to determine if redlining exists; provide homebuyer education programs in neighborhoods with high denial rates, high minority population concentrations, and with limited English speaking proficiency to help increase loan approval rates. 5. Zoning Policies and Practices: City will contract with Fair Housing Council of Orange County to provide a variety of fair housing services. The City will also consider undertaking a review of land use and zoning regulations to identify practices and procedures that act as barriers to the development, siting and the use of housing for individuals with disabilities. The Al recommends that the City craft a reasonable accommodation ordinance that allows for consideration of reasonable modifications to building codes, land use, zoning, and permitting processes to allow people with disabilities to fully use housing. 6. To address local impediments, the City will consider implementing the following: • Implement the Uniform Building Code in new and major rehabilitation projects • Amend the City's zoning code to address the requirements of Government Code Section 65583(a)(5)6 • The City will consider creating a reasonable accommodation ordinance that includes a local definition of disability • The City will evaluate the feasibility of visitability and universal design concepts for incorporation into the Municipal Code.? STRATEGY IMPLEMENTATION HUD requires that the City reevaluate how the additional strategies outlined in the Consolidated Plan will be addressed during the Program Year. OBSTACLES TO MEETING UNDERSERVED NEEDS The City of Santa Ana will undertake many activities aimed at addressing the needs of the community's underserved. The underserved include the elderly, disabled, youth, homeless, 6 State code requires that the City identify a zone(s) where year -round emergency shelters are permitted without a conditional use permit or other discretionary permit. Designated zone(s) must have adequate capacity to accommodate the unmet emergency shelter need of local homeless. Per the City's Al, "visitability" refers to housing designed to be lived in by people who have trouble with steps or who use wheelchairs or walkers. A house is visitable when it meets three requirements: one zero -step entrance, door with 32 inches of clear passage space, and one bedroom on the mail floor accessible by a wheelchair. 04/21/2011 29 2010 -2011 ANNUAL ACTION PLAN Exhibit 1