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BUSINESS LIABILITY COVERAGE FORM <br />Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what <br />is and is not covered. <br />Throughout this policy the words "you" and "your' refer to the Named Insured shown in the Declarations. The words <br />"we", "us" and "our' refer to the stock insurance company member of The Hartford providing this insurance. <br />The word "insured" means any person or organization qualifying as such under Section C. -Who Is An Insured. <br />.? Other words and phrases that appear in quotation marks have special meaning- Refer to Section G_ -Liability And <br />r Medical Expenses Definitions. <br />m <br />0 <br />,.-i A. COVERAGES (a) The "bodily injury" or "property <br />o? ?. BUSINESS LIABILITY COVERAGE (BODILY damage". is caused by ? an <br />" <br /> INJURY, PROPERTY DAMAGE, PERSONAL occurrence" that takes place in the <br />" <br />? ANO ADVERTISING INJURY) coverage territory"; <br />m <br />Insuring Agreement (b) The "bodily injury" or "property <br />" <br />N damage <br />occurs during the policy <br />N a. We will pay those sums that the insured period- and <br /> <br />? becomes legally obligated to pay as <br />(c) Prior to the policy period, no insured <br />o damages because of "bodily injury", <br />" <br />" <br />" listed under Paragraph 1. of Section <br /> property damage <br />or <br />personal and C- - Who Is An Insured and no <br /> advertising injury" to which this insurance "employee" authorized by you to give <br /> applies. We will have the right and duty to o <br />receive notice of an occurrence" <br />{ <br />__ defend the insured against any "suit" _. <br />? <br />? <br />Q?Gaim, Knew that the "bodily injury" <br /> seeking those damages. However, we will ? <br />?® or "property damage" had occurred, <br />? have no duty to defend the insured against <br />any "suit" seeking damages for "bodily ? <br />? ? in le or in part. If such a listed <br />? <br />" <br />" <br />_ ' ? <br />insured or authorized <br />employee <br /> injury", "property damage" or "personal??Q <br />? <br />advertising injury" to which this insurifi'f`ce ORGY` ew, prior to the policy period, that <br />r c? <br />s'C , <br /> I <br />bodiiy <br />• <br />Ptto ??e <br />o <br />rop <br /> does oat apply. G?;y <br />ma9 <br />occurred, <br />then <br />any <br />?'\SPc? <br /> We may, at our discretion, investigate ny Pss?s{a' continuation, change or resumption <br /> "cccurrence" or offense and settle any claim / t of such- "bodily injury" or "property <br /> or "suit" that may result- But: ? /?"l damage" during or after the policy <br /> (1) The amount we will pay for damages is period will be deemed to have been <br /> limited as described in Section D. - known prior to the policy period. <br />? ,:= Liability And Medical Expenses Limits (2) To "personal and advertising injury" <br />_ Of Insurance; and caused by an offense arising out of your <br /> (2) Our right and duty to defend ends when business, but only if the offense was <br /> we have used up the applicable limit of committed in the "coverage territory" <br />? insurance in the payment of judgments, during the policy period. <br />? settlements or medical expenses to which c. "Bodily injury" or "property damage" will be <br /> this insurance applies. deemed to have been known to have <br /> No other obligation or liability to pay sums or occurred at the earliest time when any <br /> perform aeLs or services is covered unless insured listed under Paragraph 1. of Section <br />? explicitly provided for under Coverage C_ -Who Is An Insured or any "employee" <br />?_ Extension -Supplementary Payments. authorized by you to give or receive notice <br />__ b. This insurance applies: of an "occurrence" or claim: <br /> (1) To "bodily injury" and "property (?) Reports all, or any part, of the "bodily <br />" <br />" <br />" <br /> damage" only if: injury <br />property damage <br />or <br />to us or <br /> any other insurer, <br />____._- <br />Form SS 00 OS 04 OS Page ? of 2? <br />? 2005, The Hartford ? ' <br />?i.__-