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IMPORTANT <br />I,i the certificate holder is an ADDITIONAL INSURED, the 00licy(I'les) must be endorsed A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s; <br />If SUBROGATION IS WAIVED. subtect to the terms and conditions of the policy certain oolicies may <br />require an. endorsement A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsementfs) <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract betweer <br />the issuing insurer(s). authorized representative or producer and the certificate holder, nor does it <br />affirmatively or negatively amend extend or alter the coverage afforded by the policies listed thereon <br />ACORD 25 (2001/08) <br />