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If any of the other insurance does not permit
<br />contribution by equal shares, we will contribute by
<br />insured will bring'"suit"' or transfer those rights to LIS
<br />limits, Under this method, each insurer's share is
<br />and help us enforce them,
<br />based On the ratio of its applicable limit of
<br />b, Waiver Of Rights Of Recovery (Waiver of
<br />insurance to the total applicable limits of insurance
<br />Subrogation)
<br />of all insurers,
<br />If the Insured has waived any rights of recovery
<br />S.
<br />Premium Audit
<br />against any person or organization for all or part of
<br />a. We will compute all premiums for this Coverage
<br />, including P,
<br />weAny havepaymentmade under this CovSupplementMerage Part,ayments
<br />Part in accordance with our rules and rates,
<br />we also
<br />waive that right, provided the insured waived their
<br />lb. Premium shown in this Coverage Pall as advance
<br />rights of recovery against such person or
<br />loreirfliurn is a deposit Premium only, At the close of
<br />organization in a contract, agreement or permit that
<br />,4,
<br />each audit period WO will compute the earned
<br />was executed prior to the injury or damage.
<br />In
<br />premium for that period and send notice to the first
<br />9. When We Inc Not Renew
<br />C%T
<br />C>
<br />Named Insured. The due date for audit and
<br />retrospective premiums is the date Shown as the
<br />If we decide not to renew this Coverage Part, we w111
<br />doe date an the K, Ifthe sum of the advance and
<br />mail or deliver to the first Named Insured shown in the
<br />audit premiums paid for the policy period is greater
<br />Declarations written notice of the nonrenewal not less
<br />than the earned premium, we will return the excess
<br />than 30 days before the expiration date.
<br />to the forst Named Insured,
<br />If notice is mailed, proof of mailing will be sufficient
<br />c. The first Named Insured must keep records of the
<br />proof of notice.
<br />information we need for premium computation, and
<br />SECTION V — DEFINITIONS
<br />send us Copies at such times, as we may request,
<br />1. "Advertisement" means the widespread public
<br />S.
<br />Representations
<br />dissemination of information or images that has the
<br />a. When You Accept This Policy
<br />purpose of Inducing the sale of goods, products or
<br />BY accepting this policy, you agree:
<br />services through:
<br />(1) The statements in the Declarations are accurate
<br />a. (1) Radio;
<br />and complete;
<br />(2) Television;
<br />(2) Those statements are based upon
<br />(3) Billboard;
<br />representations you made to US, and
<br />(4) Magazine;
<br />(3) We have issued this policy in r0ance upon your
<br />(5) Newspaper; or
<br />representations,
<br />b. Any other Publication that is given widespread
<br />b. Unintentional Failure Teat isclose Hazards
<br />pubi1r, distribution.
<br />If unintentionally you should fail to disclose all
<br />However, "advertisement, does not include:
<br />hazards relating to the conduct of your business
<br />a. The design, printed material, information or images
<br />that exist at the inception date of this Coverage
<br />contained in, on or upon the packaging or labeling
<br />Part, we shall not deny coverage Linder this
<br />of any goods or products; or
<br />7.
<br />Coverage Part lbeCUUSe Of such failure,
<br />Separation Of Insureds
<br />b. An interactive conversation between Or among
<br />-sons
<br />per through a computer network,
<br />Except with respect to the Limits Of Insurance, and any
<br />2. "Advertising idea" means any idea for an
<br />tn--
<br />rights or duties specifically assigned in this Coverage
<br />"advertisement".
<br />Part to the first Named Insured, this insurance applies:
<br />3. "Asbestos hazard" means an exposure or threat of
<br />a. As if each Named Insured were the only Named
<br />exposure to the actual or alleged properties of
<br />Insured; and
<br />asbestos and includes the rnere presence of asbestos
<br />lb, Separately to each insured against whom claim is
<br />in any form,
<br />made or "suit", is brought,
<br />4. "Auto" means a land motor vehicle, trainer or sernitrailer
<br />8.
<br />Transfer Of Rights Of Recovery Against Others To
<br />designed for travel on Public roads, including any
<br />Us
<br />attached machinery or equipment, But "auto" does not
<br />a. Transfer of Rights Of Recovery
<br />include "mobile equipment",
<br />If the jr)&wed has rights to recover ail or part of any
<br />S. "Bodily injury" means physical:
<br />payment, including Supplementary Payments, we
<br />a. Injury;
<br />have made under this Coverage Part, those rights
<br />b. Sickness; or
<br />are transferred to us. The insured must do nothing
<br />c, Disease
<br />after loss to impair them. aI Our request, the
<br />sustained by a person and, if arising out of the above,
<br />mentai anguish or death at any time.
<br />HG
<br />00 01 06 05
<br />Page 15 of 18
<br />HIJ�77-ZOLLARS,
<br />iNC A-211`11-247 REVIEWED BY:
<br />EUNiCE HEREDIA (PG 17 OF 20)
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