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(2) For the purpose of determining the limits of <br />insurance for incidental medical malpractice, <br />any act oromission together with all related acts <br />or omissions in the furnishing ofthese services <br />to any one pemon will be considered one <br />2. Exclusions <br />This insurance does not apply to: <br />a. Expected Or �rrtended Injury <br />"Bodily injury" or "property damage" expected or <br />intended from the abaodpo|rk of the insured. This <br />exclusion does not apply to "bodily injury" or <br />"property damage" resulting from the use of <br />reasonable force to protect persons or property. <br />b. Contractual Liability <br />"Bodiiy injury" <br />insured is obligated to pay damages by reason of <br />the assumption of liability in & contract or <br />agreement, This exclusion does not apply to liability <br />for damages: <br />(1) That the insured would have it) the absence of <br />the contract oragreement; or <br />(2) Aouummd in e oondmui or agreement that is on <br />"insured contract", provided the "bodily injury" or <br />°proporty damage" occurs subsequent to the <br />execution of the mnntnau< or agreement Solely <br />for the purposes of liability assumed in an <br />"insured cuntraqi",reasonable attorney fees and <br />necessary litigation expenses incu/'ed byorfor <br />a party other than on insured are o�,-emed to be <br />damages because of"bodily injury" or"property <br />damu0a^.prmvided: <br />(a) Liability to such. party for, orfor the cost of, <br />that party's defense has also been assumed <br />inthe same "insured cnntmn(";and <br />(b) Such attorney Aaaa and litigation expenses <br />are for defense ofthat party against acivil or <br />alternative dispute resolution proceeding in <br />««h|Ch damages to which this |naumnoo <br />applies are alleged. <br />x. Liquor Liability <br />"Bodily injury" or "property damage" for which any <br />insured may b*held liable byreason of: <br />(1) Causing urcontributing tuthe Intoxication ofany <br />person; <br />(2) The furnishing of alcoholic buvamgoy to a <br />person under the legal drinking age orunder the <br />influence ofakmho�or <br />(3) Any s|oLute, ordinance or regulation m|adny to <br />the xa|e, g|h, distribution or use of alcoholic <br />beverages. <br />This exclusion applies Only if you are in Na <br />business of monufactuhnQ, dksthhudng, ao||ing, <br />serving urfurnishing alcoholic beverages, <br />d. Workers' Compensation And Similar Laws <br />Any oNk)aUnn of the insured under o workers' <br />compenssdion, d|aoti|ky benefits o[unemployment <br />compensation law orany similar law, <br />e. Employer's Liability <br />"Bodily injury" to: <br />(1) An "employee" of the insured arising out of and <br />|nthe course of: <br />(a) Employment bythe insured; or <br />(b) Performing duties related to the conduct of <br />the |nnurcd'mbuminosn�nr <br />(2) The spoune, child, parmn|, brother or mio1or of <br />"employee"iha� "emp/uymoaa a consequence of <br />Paragraph (i)above. <br />This exclusion applies: <br />(1) Whether the insured may be liable as an <br />employer ur|Many other capacity; and <br />(2) To any obligation to share damages with or <br />repay someone else who must pay damages <br />because ofthe injury. <br />This exclusion does not apply to liability assumed <br />bythe insured under an"insured 000(roct". <br />f. Pollution <br />(1) "Bodily injury" or "property damage" arising out <br />of the actue|, alleged or threatened dimcharge, <br />dispwrua), onepoge, migration, e|oaaa or <br />escape of"puDutants^: <br />(a) At or from any premisea, site or location <br />which is or was at any time owned or <br />occupied by, or rented or loaned to. any <br />/neuoad. Hnwever, this subparagraph does <br />not apply to: <br />(I) "Bodily injury" If sustained within o <br />building and caused by smnko, fumes, <br />vapor or soot prm1nuod by or originating <br />from equipment that is used to heat, cool <br />nrdehumidify the building, nrequipment <br />that is used to heat water for pomuno| <br />use, by the building's occupants or their <br />guests; <br />(ii) "Bodily injury" or "property damaQe^for <br />whiohyou may bmheld liable, ifyou are m <br />contractor and the owner or |n$som of <br />such premisos, site or location has been <br />added to your policy as an additional <br />insured With respect to your ongoing <br />operations performed for that uddkiumu| <br />insured at that premises, site or location <br />and such premises, site orlocation |onot <br />and never was owned or occupied by, o, <br />rented or loaned to, any insured. other <br />HG 00 01 06 06 <br />REVIEWED BY: <br />