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QUICK REFERENCE <br />BUSINESS LIABILITY COVERAGE FORM <br />READ YOUR POLICY CAREFULLY <br />BUSINESS LIABILITY COVERAGE FORM Beginning on Page <br />A. COVERAGES 1 <br />Business Liability 1 <br />Medical Expenses 2 <br />Coverage Extension - Supplementary Payments 2 <br />B. EXCLUSIONS 3 <br />C. <br />WHO IS AN INSURED <br />10 <br />D. <br />LIABILITY AND MEDICAL EXPENSES <br />LIMITS OF INSURANCE <br />14 <br />E. <br />LIABILITY AND MEDICAL EXPENSES GENERAL CONDITIONS <br />15 <br />1. Bankruptcy <br />15 <br />2. Duties In The Event Of Occurrence, Offense, Claim Or Suit <br />15 <br />3. Financial Responsibility Laws <br />16 <br />4. Legal Action Against Us <br />16 <br />5. Separation Of Insureds <br />16 <br />6. Representations <br />16 <br />7. Other Insurance <br />16 <br />8. Transfer Of Rights Of Recovery Against Others To Us <br />17 <br />F. <br />OPTIONAL ADDITIONAL INSURED COVERAGES <br />18 <br />Additional Insureds <br />18 <br />G. <br />LIABILITY AND MEDICAL EXPENSES DEFINITIONS <br />20 <br />Form SS 00 08 04 05 <br />