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BUSINESS LIABILITY COVERAGE FORM <br />(1) That indemnifies an architect, <br />engineer or surveyor for injury or <br />damage arising out of: <br />(a) Preparing, approving or failing to <br />prepare or approve maps, shop <br />drawings, opinions, reports, <br />surveys, field orders, change <br />orders, designs or drawings and <br />specifications; or <br />(b) Giving directions or instructions, <br />or failing to give them, if that is the <br />primary cause of the injury or <br />damage; or <br />(2) Under which the insured, if an <br />architect, engineer or surveyor, <br />assumes liability for an injury or <br />damage arising out of the insured"s <br />rendering or failure to render <br />professional services, including those <br />listed in (1) above and supervisory, <br />inspection, architectural or <br />engineering activities. <br />13. "Leased worker" means a person leased to <br />you by a labor leasing firm under an <br />agreement between you and the labor leasing <br />firm, to perform duties related to the conduct of <br />your business. "Leased worker" does not <br />include a "temporary worker". <br />14. "Loading or unloading" means the handling of <br />property: <br />a. After it is moved from the place where it is <br />accepted for movement into or onto an <br />aircraft, watercraft or "auto'; <br />b. While it is in or on an aircraft, watercraft or <br />"auto"; or <br />c. While it is being moved from an aircraft, <br />watercraft or "auto" to the place where it is <br />finally delivered; <br />but "loading or unloading" does not include the <br />movement of property by means of a mechanical <br />device, other than a hand truck, that is not <br />attached to the aircraft, watercraft or "auto". <br />15. "Mobile equipment" means any of the following <br />types of land vehicles, including any attached <br />machinery or equipment: <br />a. Bulldozers, farm machinery, forklifts and <br />other vehicles designed for use principally <br />off public roads; <br />b. Vehicles maintained for use solely on or <br />next to premises you own or rent; <br />c_ Vehicles that travel on crawler treads; <br />d. Vehicles, whether self-propelled or not, on <br />which are permanently mounted' <br />(1) Power cranes, shovels, loaders, <br />diggers or drills; or <br />(2) Road construction or resurfacing <br />equipment such as graders, scrapers <br />or rollers; <br />e. Vehicles not described in a., b., c., or d. <br />above that are not self-propelled and are <br />maintained primarily to provide mobility to <br />permanently attached equipment of the <br />following types: <br />(1) Air compressors, pumps and <br />generators, including spraying, <br />welding, building cleaning, <br />geophysical exploration, lighting and <br />well servicing equipment; or <br />(2) Cherry pickers and similar devices <br />used to raise or lower workers; <br />f. Vehicles not described in a., b., c., or d. <br />above maintained primarily for purposes <br />other than the transportation of persons or <br />cargo. <br />However, self-propelled vehicles with the <br />following types of permanently attached <br />equipment are not "mobile equipment" but <br />will be considered "autos": <br />(1) Equipment, of at least 1,000 pounds <br />gross vehicle weight, designed <br />primarily for: <br />(a) Snow removal; <br />(b) Road maintenance, but not <br />construction or resurfacing; or <br />(c) Street cleaning; <br />(2) Cherry pickers and similar devices <br />mounted on automobile or truck <br />chassis and used to raise or lower <br />workers; and <br />(3) Air compressors, pumps and <br />generators, including spraying, <br />welding, building cleaning, <br />geophysical exploration, lighting and <br />well servicing equipment. <br />16. "Occurrence" means an accident, including <br />continuous or repeated exposure to substantially <br />the same general harmful conditions. <br />17. "Personal and advertising injury" means injury, <br />including consequential "bodily injury", arising <br />out of one or more of the following offenses: <br />a. False arrest, detention or imprisonment; <br />b. Malicious prosecution; <br />Page 22 of 24 Form SS 00 08 04 05 <br />