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								    DIGITAL MAP PRODUCTS A-2012-078 REVIEWED BY 
<br />6. "Coverage territory" means: 
<br />a. The United States of America (including its territories 
<br />and possessions), Puerto Rico and Canada, 
<br />b. Interna6cinal waters or airspace, but only if the 
<br />injury or damage occurs in the course at travel or 
<br />transportation between any places included in a. 
<br />above; or 
<br />c. All other parts of the world if the injury or damage 
<br />arises out of., 
<br />(1) Goods or products made or sold by you in the 
<br />territory described in a. above; 
<br />(2) The activities of a person whose home is in the 
<br />territory described in a. above, but is away for a 
<br />short time on your business; or 
<br />(3) "Personal and advertising injury" offenses that 
<br />take place through the Internet or similar 
<br />electronic means of communication 
<br />provided the insured's responsibility to pay damages is 
<br />determined in the United States of America (including its 
<br />territories and possessions), Puerto Rico or Canada, in a 
<br />"suit" on the rnerits according to the substantive law in 
<br />such territory or in a settlement we agree to. 
<br />"'Employee" includes a "leased worker". "Employee" 
<br />does not include a "temporar,y worker". 
<br />8. "Employment-Related Practices" means: 
<br />a. Refusal to employ a person; 
<br />b. Termination of a person's employment; or 
<br />c. Employment-related practices, policies, acts or 
<br />omissions, Such as uuerciull, dernui evaluditioil, 
<br />reassignment, discipline, defamation, harassment, 
<br />humiliation or discrimination directed at a person. 
<br />9. "Executive officer" means a person holding any of the 
<br />officer positions created by your charter, constitution, 
<br />by-laws or any other similar governing document, 
<br />10, "Hostile fire" means one which becomes uncontrollable 
<br />or breaks out from where it was intended to be. 
<br />11."Impaired property" means tangible property, other 
<br />than 'your product" or "your work', that cannot be used 
<br />or is less useful because: 
<br />a. It incorporates "your product" or "your work" that is 
<br />known or thought to be defective, deficient, 
<br />inadequate or dangerous; or 
<br />b. You have failed to fulfill the terms of a contract or 
<br />agreement; 
<br />if such property can be restored to use by: 
<br />a- The repair, replacement, adjustment or removal of 
<br />your product" or "Your work"; or 
<br />b. Your fulfilling the terms of the contract or agreement, 
<br />12."InSLITed contract" means: 
<br />a. A contract for a lease of premises. However, that 
<br />portion of the r.ontract far a lease of premises that 
<br />indemnifies, any person or organization for damage 
<br />by fire, lightning or explosion to premises while 
<br />EUNICE HEREDIA (PG 17 OF 19) 
<br />rented to you or temporarily OCCUDed by you with 
<br />permission of the owner is subject to the Damage 
<br />to Premises Rented To You Limit described in 
<br />Section III — Limits of Insurance; 
<br />b. A sidetrack agreement; 
<br />c. Any easement or license agreement, including an 
<br />easement or license agreement in connection with 
<br />construction or demolition operations on or within 
<br />50 feet of a railroad; 
<br />d. An obligation, as required by ordinance, to 
<br />indemnify a municipality, except it connection with 
<br />work for a municipality; 
<br />e. An elevator maintenance agreement; 
<br />f. That part of any other contract at, agreement 
<br />pertaining to your business (including an 
<br />indemnification of a municipality it connection with 
<br />work performed for a municipality) under which you 
<br />assume 
<br />the, tort liability of another party to pay for 
<br />"bodily injury" or "property damage" to a third 
<br />person or organization, provided toe= "bodily injury" 
<br />or "property, damage" is caused, in whole or in part, 
<br />by you or by those acting on your behalf. Tort 
<br />liability means a liability that would be imposed by 
<br />law in the absence of any contract or agreement. 
<br />Paragraph f. includes that part of any contract or 
<br />agreement that indemnifies a railroad for "bodily 
<br />injury" or "property damage' arising out of 
<br />construction or demolition operatic -is, within 50 feet 
<br />of any railroad property and affecting any railroad 
<br />bridge or i tracks, road-beds, tunnel, 
<br />underpass or crossing. 
<br />However, Paragraph f. does not include that part of 
<br />any contract or agreement: 
<br />(1) That indemnities an architect, engineer or 
<br />surveyor for injury or- d2rn2ge wising out of: 
<br />(a) Preparing, approving, or failing to prepare or 
<br />approve, maps, shop drawings, opinions, 
<br />reports, surveys, fieId crder3, change orders 
<br />or drawings and specificatio-is; or 
<br />(b) Giving directions or instruct ons, or fading to 
<br />give them, if that is the primary cause of the 
<br />injury or damage; or 
<br />(2) Under which Ole insured, if an Eirdnilect, engineer 
<br />or surveyor, assumes liability for' an injury or 
<br />damage arising out of the insured's rendering or 
<br />failure to render professional services, including 
<br />those listed in (1) above and supervisory, 
<br />inspection, architectural or engineering activities, 
<br />13. "Leased worker-" means, a person leased to you by a 
<br />labor leasing firm under an agreement between you 
<br />and the labor leasing firm, to perform duties related to 
<br />the conduct of your business. "Leased worker" does 
<br />not include a "'temporary worker", 
<br />14. "Loading at- unloading" means the handling of property: 
<br />a. After it is moved from the place where it is accepted 
<br />for movement into or onto an aircraft, watercraft or 
<br />a LJ tG "; 
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