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								    COMMERCIAL AUTO 
<br />2. The following replaces Paragraph b. in B.5., 
<br />Other Insurance, of SECTION IV — BUSI- 
<br />NESS AUTO CONDITIONS: 
<br />b. For Hired Auto Physical Damage Cover- 
<br />age, the following are deemed to be cov- 
<br />ered "autos" you own: 
<br />(1) Any covered "auto" you lease, hire, 
<br />rent or borrow; and 
<br />(2) Any covered "auto" hired or rented by 
<br />your "employee" under a contract in 
<br />that individual "employee's" name, 
<br />with your permission, while perform- 
<br />ing duties related to the conduct of 
<br />your business. 
<br />However, any "auto" that is leased, hired, 
<br />rented or borrowed with a driver is not a 
<br />covered "auto ". 
<br />D. EMPLOYEES AS INSURED 
<br />The following is added to Paragraph A.1., Who Is 
<br />An Insured, of SECTION 11 — LIABILITY COV- 
<br />ERAGE: 
<br />Any "employee" of yours is an "insured" while us- 
<br />ing a covered "auto" you don't own, hire or borrow 
<br />in your business or your personal affairs. 
<br />E. SUPPLEMENTARY PAYMENTS — INCREASED 
<br />LIMITS 
<br />1. The following replaces Paragraph A.2.a.(2), 
<br />of SECTION It — LIABILITY COVERAGE: 
<br />(2) Up to $3,000 for cost of bail bonds (in- 
<br />cluding bonds for related traffic law viola- 
<br />tions) required because of an "accident" 
<br />we cover. We do not have to furnish 
<br />these bonds. 
<br />2. The following replaces Paragraph A.2.a.(4), 
<br />of SECTION II — LIABILITY COVERAGE: 
<br />(4) All reasonable expenses incurred by the 
<br />"insured" at our request, including actual 
<br />loss of earnings up to $500 a day be- 
<br />cause of time off from work. 
<br />F. HIRED AUTO — LIMITED WORLDWIDE COV- 
<br />ERAGE — INDEMNITY BASIS 
<br />The following replaces Subparagraph (5) in Para- 
<br />graph B.7., Policy Period, Coverage Territory, 
<br />of SECTION IV — BUSINESS AUTO CONDI- 
<br />TIONS: 
<br />(5) Anywhere in the world, except any country or 
<br />jurisdiction while any trade sanction, em- 
<br />bargo, or similar regulation imposed by the 
<br />United States of America applies to and pro- 
<br />hibits the transaction of business with or 
<br />within such country or jurisdiction, for Liability 
<br />Coverage for any covered "auto" that you 
<br />lease, hire, rent or borrow without a driver for 
<br />a period of 30 days or less and that is not an 
<br />"auto" you lease, hire, rent or borrow from 
<br />any of your "employees ", partners (if you are 
<br />a partnership), members (if you are a limited 
<br />liability company) or members of their house- 
<br />holds. 
<br />(a) With respect to any claim made or "suit" 
<br />brought outside the United States of 
<br />America, the territories and possessions 
<br />of the United States of America, Puerto 
<br />Rico and Canada: 
<br />(1) You must arrange to defend the "in- 
<br />sured" against, and investigate or set- 
<br />tle any such claim or "suit' and keep 
<br />us advised of all proceedings and ac- 
<br />tions. 
<br />(it) Neither you nor any other involved 
<br />"insured" will make any settlement 
<br />without our consent. 
<br />(III) We may, at our discretion, participate 
<br />in defending the "insured" against, or 
<br />in the settlement of, any claim or 
<br />"suit ". 
<br />(iv) We will reimburse the "insured" for 
<br />sums that the "insured" legally must 
<br />pay as damages because of "bodily 
<br />injury" or "property damage" to which 
<br />this insurance applies, that the "in- 
<br />sured" pays with our consent, but 
<br />only up to the limit described in Para- 
<br />graph C., Limit Of Insurance, of SEC- 
<br />TION 11— LIABILITY COVERAGE. 
<br />(v) We will reimburse the "insured" for 
<br />the reasonable expenses incurred 
<br />with our consent for your investiga- 
<br />tion of such claims and your defense 
<br />of the "insured" against any such 
<br />"suit ", but only up to and included 
<br />within the limit described in Para- 
<br />graph C., Limit Of Insurance, of 
<br />SECTION 11 — LIABILITY COVER- 
<br />AGE, and not in addition to such limit. 
<br />Our duty to make such payments 
<br />ends when we have used up the ap- 
<br />plicable limit of insurance in pay- 
<br />ments for damages, settlements or 
<br />defense expenses. 
<br />(b) This insurance is excess over any valid 
<br />and collectible other insurance available 
<br />Page 2 of 4 © 2010 The Travelers Indemnity Company. CA T3 53 03 10 
<br />Includes copyrighted material of Insurance Services Office, Inc. with its permission. 
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