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Sierra Pacific Electrical Contracting BA8161433 2/20/2013 <br />COMMERCIAL AUTO GOLD ENDORSEMENT <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />This endorsement modifies insurance provided under the following: <br />BUSINESS AUTO COVERAGE FORM <br />SECTION II - LIABILITY COVERAGE <br />A. COVERAGE <br />1. WHO IS AN INSURED <br />The following is added: <br />d. Any organization, other than a partnership or joint venture, over which you maintain ownership or a <br />majority interest on the effective date of this Coverage Form, if there is no similar insurance available <br />to that organization. <br />e. Any organization you newly acquire or form other than a partnership orjoint venture, and over which <br />you maintain ownership of a majority interest. However, coverage under this provision does not apply: <br />(1) If there is similar insurance or a self-insured retention plan available to that organization; or <br />(2) To "bodily injury" or "property damage" that occurred before you acquired or formed the <br />organization. <br />f. Any volunteer or employee of yours while using a covered "auto" you do not own, hire or borrow in <br />your business or your personal affairs. Insurance provided by this endorsement is excess over any <br />other insurance available to any volunteer or employee. <br />g. Any person, organization, trustee, estate or governmental entity with respect to the operation, <br />maintenance or use of a covered "auto" by an insured, if: <br />(1) You are obligated to add that person, organization, trustee, estate or governmental entity as an <br />additional insured to this policy by: <br />(a) an expressed provision of an "insured contract", or written agreement; or <br />(b) an expressed condition of a written permit issued to you by a governmental or public <br />authority. <br />(2) The "bodily injury" or "property damage" is caused by an "accident" which takes place after: <br />(a) You executed the "insured contract" or written agreement; or <br />(b) the permit has been issued to you. <br />2. COVERAGE EXTENSIONS <br />a. Supplementary Payments <br />Subparagraphs (2) and (4) are amended as follows: <br />(2) Up to $2500 for cost of bail bonds (including bonds for related traffic law violations) required <br />because of an "accident" we cover. We do not have to furnish these bonds. <br />(4) All reasonable expenses incurred by the "Insured" at our request, including actual loss of earning <br />up to $500 a day because of time off from work. <br />GECA 701 (09/04) <br />Includes copyrighted material of Insurance Services Offices, Inc. with its permission <br />Page 1 of 3 <br />CERT \O.: 155479'74 Lupe C,'t z 2/2C/2C13 1:56:17 P?! Page s of 4